A new Term Life Answers eApplication will be available on July 22, 2017 for all states, except California. To avoid delays in policy issue, please submit all your applications (including all signatures) by July 21, 2017. In California the full eApp must be submitted (including all signatures) by July 21, 2017. On July 22, 2017 only the Speed eTicket (drop ticket) process will be available in California. The new full TLA application is pending state approval. TLA is not available for sales in New York. Applications that are not submitted by July 21, 2017 will lose information in the transition
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Medicare Supplement News – Omaha Family of Companies
Upcoming Rate Adjustments Please view the upcoming rate adjustments in Delaware and Virginia. • Modernized Rate Adjustment – DE • Standardized Rate Adjustment – VA August Modernized Rate Release Please review the upcoming August rate release in GA, KY, OK, TN, IL, PA, WA, OH and TX. #goldencareagent #mutualofomaha
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Have you seen GTL’s new state approval map?
Our redesigned website brought many great changes – including a map to easily see product approvals for each state. As we continue to get state approvals for our new products, you can keep track of your states with this simple tool! Click here to view the interactive map. Have you seen GTL’s new state approval map? #goldencareagent #gtl
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TOMORROW! Special Double-Header Featuring Harry Crosby
Join us for ONE or BOTH special sessions! Don’t miss your chance to join senior market guru Harry Crosby for this very special webinar. Harry knows that agents across the country are missing out on the opportunity to earn TENS OF THOUSANDS of extra commission dollars — all without meeting with ANY additional prospects! Let Harry use his MANY years of leadership and top sales experience to show you WHY & HOW to win with Critical Cash. Learn how simple it can be to help more people – and earn more money – with this product. First Up 11 –
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Good News | A Little Extra Research Can Go A Long Way
If you are quoting Mutual of Omaha’s MutualCare® Secure Solution LTCi for your clients… consider this: The MutualCare® Custom Solution plan offers more benefit, often for only dollars more! In the example below, when compared “apples to apples,” the Custom Solution premium is only about $6 per month more! In addition, the Custom Solution plan includes a higher built-in cash benefit (40% of HHC), a built-in Buy Up feature on inflation options less than 5%, additional spousal rider options (Survivorship, Joint Waiver of Premium), more Return of Premium rider options, and greater flexibility! Plus, our Sizzling Summer Promo is
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U.S. Holiday Telephone Solicitation Bans for the Month of August 2017
Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of August. On Monday, August 14, 2017: Rhode Island prohibits unsolicited marketing calls to residents in observance of Victory Day On Wednesday, August 30, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of Huey P. Long Day U.S. Holiday Telephone Solicitation Bans for the Month of August 2017 #goldencareagent #mutualofomaha
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Sentinel: Life Advance Interest Notice
The lending institution that Sentinel now uses charges interest for commission advances. As a result Sentinel will charge a 1% interest per month on outstanding advance balances for life policies, effective 08/01/2017. If you have any questions, please contact the Commissions and Licensing Department at 1-800-247-1423. #goldencareagent #sentinel
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Important Product Information from Kemper Senior Solutions
Kemper Senior Solutions IMPORTANT UPDATE: The Guaranteed Issue Whole Life will be implemented in California on July 17, 2017. California will use the following GI Life brochure: B-MWL-SS CA (07/17), and the life application will be form number: L-SS-0912 CA. Printable versions of the brochure as well as the required forms are available at the following website: http://portal.reservenational.com/forms.aspx. Questions? Please call 855.516.8528 #goldencareagent #kemper
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Reminder: LTCi Agent Guidelines for Multiple-State Sales
Licensing, Appointment and Product Guidelines For Long Term Care insurance (LTCI), the policy will be issued based on the insured’s resident state. Policy delivery is required in the same state. Consequently, the soliciting agent must be licensed and appointed in both the state in which solicitation occurs and the resident/delivery state of the insured. Agents should only solicit a prospective policy owner or contract holder under circumstances in which the policy form being solicited is filed and approved in the state in which it is to be delivered, which in the case of LTC insurance is the resident state of
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Genworth, Industry News, and Long-Term Care.
WI Outline Correction
The new Wisconsin United World outline effective June 3, 2017, contained incorrect rates for the male non-tobacco – Part B Excess Rider (OPC4W) on page 15. Also the Part B Copay/Coinsurance Rider (0PC5W) premium now appears as a negative number to reflect that this is a premium reduction. These corrections have been made to the outline. The application book has been updated with the corrected outline. Any orders placed for the Wisconsin application book on or after July 12, 2017, will contain the corrected outline and will have a Print Date 07/12/2017. Marketing Materials: The marketing materials have been updated
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