We’re excited to release the 2018 Tax Summary that highlights the LTCi tax advantages for: Premiums paid by individuals Premiums paid by businesses 1035 exchanges Benefits for LTCi expenses Return of Premium / Surrender Benefits Use this easy easy-to-follow tax guide to begin the tax related part of the LTC planning conversation. You’ll also have a list of applicable IRC codes to provide your clients’ tax advisors. Make the most of the 4th quarter of 2018 and think of business owners looking for another tax deduction for before the end of the year. Contact our Sales Support team at 888-505-2332
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With the recent Partnership policy approval in select states, we are happy to announce that the exchange of eligible National Guardian Life (NGL) EssentialLTC policies is scheduled to occur in the following seven states: Iowa New Hampshire Rhode Island Wisconsin Kansas Oklahoma Texas Exchanges of eligible EssentialLTC policies in these states is scheduled to begin October 17, 2018.   Eligibility for Automatic Exchange to a Partnership Policy To be considered as eligible for an automatic exchange to a Partnership policy, the inforce EssentialLTC Long Term Care insurance policy would need to meet all of the following LTC Partnership eligibility requirements.
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Employer Group Rate Class Replaces Employer Group Premium Discount in 38 states (Effective November 30, 2018) Effective November 30, 2018, the Employer Group rate class, which is priced on a unisex basis, will be replacing the Employer Group premium discount in the following states: Alabama Iowa Michigan New Mexico South Carolina West Virginia Alaska Kansas Minnesota North Carolina Tennessee Wisconsin Arkansas Kentucky Mississippi Ohio Texas Wyoming Colorado Louisiana Missouri Oklahoma Utah Georgia Maine Nebraska Oregon Vermont Idaho Maryland Nevada Pennsylvania Virginia Illinois Massachusetts New Hampshire Rhode Island Washington The Employer Group rate class is already available in New Jersey. The
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The NGL EssentialLTC team is excited to announce the 11/30 release of the Employer Group rate class, which is priced on a unisex basis, in 38 additional states. Join us for a webinar: Tuesday, October 30, 2018 at 2:00 pm Eastern / 1:00 pm Central This session of the Essential How-To’s  webinar series will highlight EssentialLTC’s program for the worksite that will be available to businesses with at least 5 employees, offers a streamlined group approval process, and features competitively priced comprehensive benefit options. After registering, you will receive a confirmation email containing information about joining the webinar.   Essential
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With the recent release of the Partnership policy in the state of Iowa on July 27, 2018, the “Iowa Long-Term Care Partnership Program Consumer Guide” must be left with the applicants at the time of application. This Consumer Guide is now available via the Agent Resource Center under the state-specific Iowa Application forms.   Please contact NGL’s dedicated Life Product Support team at 800-762-9883 or lifeproductsupport@nglic.com with questions.   Update to Iowa Application Documents   #goldencareagent #ngl >   Related: EssentialLTC Partnership Policy Available In 7 Additional States July 27
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Changes effective September 28, 2018 National Guardian Life Insurance Company (NGL) is pleased to announce that effective September 28, 2018, the EssentialLTC policy will now be available as a partnership policy in the following four states: Maine Missouri North Carolina Nevada Applications submitted in these states which are dated September 28, 2018 and after require additional application forms. The new application forms for each state will be available via the Agent Resource Center on September 28, 2018. The additional forms must be utilized for all applications received September 28, 2018 and after. Determination of Partnership Eligibility EssentialLTC policies issued in
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