“Traditional gender roles don’t keep men from becoming caregivers”

“Traditional gender roles don’t keep men from becoming caregivers,” by Lisa Rapaport, Reuters “When a spouse became ill, men increased the amount of time they spent on caregiving each week by roughly the same amount as women did, resulting in similar care hours regardless of which spouse was sick, researchers report in The Journals of Gerontology: Series B. For men, the increase was much greater when their wives were seriously ill than when they needed less care. However, 30 percent of male caregivers had outside help, compared with 18 percent of female caregivers. And housework was a different story. Men
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Categories: Clippings, Industry News, and Long-Term Care.

GoldenCare Newsletter | September 10, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Update Your Contracts Look for an upcoming LTC CEO Office, Home and Internet Selling Tools Software update, coming in the next couple weeks with all the latest tools! Making a good decision on whether or not to own Long Term Care insurance depends upon receiving factual information on the subject. LTCCEO was developed to offer our clients the knowledge they need to make wise decisions. Find out how to get your copy here. Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training
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Categories: GoldenCare News, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

“CCRC occupancy strong as construction pipeline continues to expand, analysis finds”

“CCRC occupancy strong as construction pipeline continues to expand, analysis finds,” by Marty Stempniak, McKnight’s LTC News “A new report paints a rosy picture for continuing care retirement communities this year, with occupancy staying strong and construction numbers increasing steadily. According to a new analysis from real estate investment firm Marcus & Millichap, released on Friday, CCRCs (also known as life plan communities) had the highest stabilized occupancy among all types of senior housing, at 91%, in June. And inventory of such facilities has ticked upward steadily over the past six years, at a clip of about 3,000 units, the
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Categories: Clippings, Industry News, and Long-Term Care.

“Smoking May Increase Dementia Risk”

“Smoking May Increase Dementia Risk,” by Nicholas Bakalar, New York Times “Yet another reason to stop smoking: It may reduce your risk for dementia. Korean researchers studied 46,140 men, 60 and older, following them for an average of eight years with periodic health examinations. Over the course of the study, 1,644 people were given a diagnosis of Alzheimer’s disease or another form of dementia. After controlling for age, body mass index, blood pressure, physical activity and other health and behavioral characteristics, they found that the less time men smoked, the less likely they were to have dementia. Compared with continual
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Categories: Clippings, Industry News, and Long-Term Care.

“Infectious Theory Of Alzheimer’s Disease Draws Fresh Interest”

“Infectious Theory Of Alzheimer’s Disease Draws Fresh Interest,” by Bret Stetka, NPR “If a microbe is responsible for all or some cases of Alzheimer’s, perhaps future treatments or preventive approaches will prevent toxin protein buildup in the first place. Both Tanzi and Norins believe Alzheimer’s vaccines against viruses like herpes might one day become common practice.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Count me dubious but willing to consider the evidence. Infectious Theory Of Alzheimer’s Disease Draws Fresh Interest #goldencareagent #infections
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Categories: Clippings, Industry News, and Long-Term Care.

“Medicaid-exempt assets from nursing home costs”

“Medicaid-exempt assets from nursing home costs,” by Bonnie Kraham, Times Herald-Record “An exempt asset is protected from nursing-home costs. The following are exempt assets if there is a community spouse:” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Here’s a long list, by a Medicaid planning attorney, of assets exempt for purposes of determining Medicaid long-term care eligibility. She says the list applies if one spouse is still living in the home, but that doesn’t matter. As long as the institutionalized spouse, or someone on his or her behalf, expresses a subjective “intent to return” to
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Categories: Clippings, Industry News, and Long-Term Care.

“It’s become a gold rush’: Inside the race to create smart shoes, custom razors and high-tech devices for the over-65 crowd”

“‘It’s become a gold rush’: Inside the race to create smart shoes, custom razors and high-tech devices for the over-65 crowd,” by Abha Bhattarai, Washington Post “After three years of observation, design and testing, Gillette is preparing to release the first razor built for caregivers to shave others. The Gillette Treo has an extra-wide handle and comes with a tube of clear gel that eliminates the need for running water or shaving cream. … ‘It’s become a gold rush,’ said Danny Silverman, chief marketing officer of e-commerce analytics firm Clavis Insight. ‘Whether you’re a hairbrush-maker or a technology company, you’re
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Categories: Clippings, Industry News, and Long-Term Care.

NGL: Tailor-Made LTCi Premium Payment Options

Identifying funding sources can help determine a budget and provide direction on which premium payment option to recommend. Join Marc Glickman & Michael Machlovitz from the NGL EssentialLTC team for the next installment of the Essential How-To’s webinar series for tips on how to use the Single, 10-Year, and Lifetime Premium Payment options based on your client’s needs and desires. We will also demonstrate a new Benefits Buddy feature coming soon that allows you to use a target premium approach for a tailor-made LTCi plan. Thurs, September 13, 2018 1:00 PM  –  2:00 PM CDT Register Now   COMING SOON
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Categories: Industry News, Long-Term Care, and National Guardian Life.

United Security Assurance – E-Application Availability

E-Application = Easier Business Submission Are you looking for an easy way to expedite the application process? United Security Assurance has created electronic applications for your use. The LifeStyle Solutions, LifeStyle Solutions Select  and our new SecureHorizons  short term care plan are all available with this technology. The e-application*, with the DocuSign technology, allows you to easily complete an application with your client, especially if you are remote selling. No more having to wait until your client returns the completed application, which could take weeks, if not longer, through the mail. The e-application mimics our paper application and allows you
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Categories: Industry News and Long-Term Care.

Managing Expectations with Clients Go on Claim

  Managing Expectations with Clients Go on Claim Your Role in the LTCi Claims Process When a client needs long-term care services, who will they call? In most cases, it will be you. That’s why you need to understand the claims process so you can manage their expectations. Your role is to help your clients get in touch with a claims representative who will guide them every step of the way. Have questions or need a quote? Contact GoldenCare at 800-842-7799!   232653   Managing Expectations with Clients Go on Claim   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).