The Living Promise (Final Expense) e-Application will be updated to a new version with enhanced screens and features that will make the application process even better for you. Coming Soon to the Living Promise e-Ap Consolidated Screens – Fewer screens with a cleaner design Apptical – You will be able to use an e-App, in addition to the paper app, as part of our Apptical point-of-sale interview process Touch-to-Sign – Your clients will have the ability to sign using a stylus or their fingertip Address Prefill – Begin typing in your client’s address and prefill options will populate for you
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“When home-care costs go through the roof”
“When home-care costs go through the roof,” by Donald Jay Korn, Financial Planning “For clients who need long-term attention, the home-sweet-home solution unfortunately may be a money pit. . . . Advisers can become part of the solution by apprising clients of the possible costs involved, and starting early with a financial plan designed to help clients stay put as long as possible.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Article urges early LTC planning and recommends LTC insurance and home equity conversion. When home-care costs go through the roof #home-care #goldencareagent
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Save Time with the Priority Income Protection e-Application!
The Priority Income Protection e-App makes issuing business easy! Here are some of the reasons why. e-App Features Has a fast quote tool so clients can choose the plan and premium to fit their budget Visual clues allow you to track your progress Prompts will tell you if something has been missed Helpful definitions are provided wherever you see a question mark symbol Auto-save function retains all information as you complete sections A dashboard shows all your e-Apps in progress e-App Advantages Saves you time and ensures accuracy Easy to understand process for you and your client Conveniently includes all
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“Drugs intended to calm people with Alzheimer’s may lead to early death”
“Drugs intended to calm people with Alzheimer’s may lead to early death,” by Linda Searing, Washington Post “A study published in the International Journal of Geriatric Psychiatry found people with Alzheimer’s may die earlier when administered benzodiazepines, reports the Washington Post. . . . Those taking benzos were 41 percent more likely to have died than those who did not take these drugs, with the strongest mortality risk occurring within four months of starting the medication.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Excuse the dark humor, but this is one way to reduce the
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“OneAmerica Sees LTC Solutions Knowledge Gap”
“OneAmerica Sees LTC Solutions Knowledge Gap,” by Allison Bell, ThinkAdvisor “Marketers at OneAmerica say they have new evidence that ignorance continues to be a barrier to use of insurance-based long-term care planning arrangements. . . . About 25% of the participants said they believe they have some kind of insurance that will help them pay for long-term care (LTC) services. But 13% of the participants said they have never heard of long-term care insurance (LTCI), and 9% said they don’t have any insured LTC planning products because they don’t know how to get the products. About 53% of the survey
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“Aging, the longevity economy and what it means to you”
“Aging, the longevity economy and what it means to you,” by Robert Powell, USA Today “Joe Coughlin, the director of the MIT Age Lab, wants to help companies unlock the world’s fastest-growing, most misunderstood market — aging Boomers. In his new book, The Longevity Economy, describes how companies can prepare for the guaranteed — an aging world. Below he answered our questions about his book and an $8 trillion market.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Some new ideas on adapting commercially to the age wave. Aging, the longevity economy and what it means
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LTC Inflation Protection Buy-Up Option
Your clients want to know the LTCi policy they purchase today will be enough to help pay for services they may need in the future. The Mutual Care Custom Solution policy includes an inflation protection buy-up option that allows clients to increase their inflation protection percentage once a year. This important feature also gives them the option to decrease their inflation percentage at any time. And any gains previously applied to the policy are theirs to keep. Offering a benefit with flexibility to meet your clients changing needs could be the competitive advantage you need to increase sales. For more
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Good News | GTL’s Hospital Indemnity Plan Can Increase Your Sales During AEP
See How GTL’s Advantage Plus Stands Above The Rest! Are you overlooking potential sales this AEP? GTL’s Advantage Plus Hospital Indemnity Insurance can help fill coverage gaps and minimize your clients’ out-of-pocket costs. Plus, you can easily increase your 2017 production! Need resources to help explain Advantage Plus to your clients? Show them our consumer-facing product video and infographic! Read Full Good News Article #medicare #advantageplus #goldencareagent
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“State’s long-term care savings plan winding down”
“State’s long-term care savings plan winding down,” by Don Walton, Scottsbluff Star Herald “Nebraska’s first-of-its kind long-term care savings plan, which was created by the Legislature in 2006, will come to an end on Jan. 1 due to a low level of participation. . . . Participants could deduct up to $1,000 from their federally adjusted gross income for Nebraska state income tax purposes by depositing an equal amount in a designated account. The program had 519 participants at the end of last year. . . . ‘The worthy goal was to reduce older Nebraskans’ dependency on Medicaid and promote personal
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“Q&A Column”
“Q&A Column,” Orlando Sentinel “Q: I have a relative in a nursing home paying $73,000 per year. Her roommate is on Medicaid, gets the same level of care, and pays only the value of her Social Security. Is there a financial plan that shields savings in the event this situation occurs? — M.P., Winter Springs A: Yes, long-term care insurance is designed to pay the cost of home health care, assisted-living and convalescent care expenses. Long-term care insurance is expensive. The time to consider it is well before the need for it arises. — Larry Breen” LTC Comment (from Stephen
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