LTCi Protecting Your Client’s Retirement Assets

When the need for long-term care services arises, having an insurance policy in place to help cover the cost of care may help ensure your client’s retirement assets can remain intact. This added measure of protection may also provide: Control Helps your client avoid the need to liquidate assets to pay for long-term care services, leaving their retirement assets intact for their intended purpose. Flexibility Helps allow your client to maintain the retirement lifestyle they planned while also receiving policy benefits to help pay for the care they need. A Legacy Helps ensure sufficient assets remain in their estate to
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Visit the New Life Learning Center on SPA

If you are looking for product information and sales ideas, turn to our new Life Learning Center section on the Sales Professional Access website. The Learning Center includes flyers, as well as a number of short videos so you can quickly learn more about our products and how they can benefit your clients Simply go to Sales Professional Access (www.mutualofomaha.com/broker), go to the Life Sales Tools page and choose from Product Education, Sales Ideas and Competitive Information.   Visit the New Life Learning Center on SPA   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Transamerica Long Term Care Update: NJ Pricing Revision

STATE OF NEW JERSEY PRICING REVISION FOR TRANSCARE® II AND TRANSCARE® III January 24, 2018 Transamerica Life Insurance Company remains committed to you and to the long term care insurance market. As such, it’s important that we modify our premium rates for new TransCare® II  and TransCare® III  business to reflect actual claims experience by policyholders. These rate changes will also maintain consistency in our pricing across our product portfolio which will allow Transamerica Life Insurance Company to remain highly competitive within the marketplace. These refreshed rates are exclusively for new sales of TransCare® II  and TransCare® III  in the
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Categories: Industry News and Long-Term Care.

GTL’s Short-Term HHC Insurance now in CO and RI

GTL’s Short-Term Home Heatlh Care Insurance Now Available In Colorado & Rhode Island •   $150, $300 or $450 maximum daily benefit options! •   Great cross-selling opportunity and complements our other great products! •   Available on paper only. Coming soon on the e-App! •   Prescription benefit year maximum of $300 or $600! •   $40, $80 or $120 per-day Home Health Care Aide benefits! •   Policyholder Access to Ask Mayo Clinic Nurseline and Critical Illness Support!     Do your clients take prescription medications? Would they like access to Ask Mayo Clinic? Sign up for our webinar and learn how your clients
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Categories: Guarantee Trust Life, Industry News, and Short-Term Care.

A.M. Best Affirms Mutual of Omaha’s Financial Rating

A.M. Best performed their annual rating committee review on Mutual of Omaha and affirmed our financial strength rating of A+ (Superior) with a stable ratings outlook. The ratings reflect our balance sheet strength, which A.M. Best categorizes as very strong, as well as our strong operating performance, favorable business profile and appropriate enterprise risk management. Mutual of Omaha’s favorable business profile is anchored by its diversification of products, as well as distribution channels and our capitalization level is very strong and is considered favorable relative to our peers. Randy Mousel National Sales Director (952) 239-9865   A.M. Best Affirms Mutual
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

New point of sale option for Medicare Supplement Applications

New Point of Sale Option for Personal History Interviews on Medicare Supplement Applications We’re always looking for opportunities to make doing business with Transamerica easier and more efficient. Effective February 1, 2018, your clients applying for Medicare Supplement Insurance that requires underwriting will now have the option of completing a required Personal History Interview (PHI) at the point of sale! Following the completion of all forms, including the Medicare Supplement application and HIPAA Authorization form, an applicant may contact EMSI to complete their PHI. Using the point of sale option ensures prompt completion of the PHI and speeds up the
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Categories: Industry News and Medicare Supp./Adv..

New Vantage Life Available In DE

New Vantage Life Available In Delaware – Effective 01/29/18 We are excited to announce that our New Vantage® Life Policies will be available in Delware effective January 29th 2018. Click on the link below to download the application packet for this state, or visit our Agent Portal for other forms and materials.   New Vantage Application Packet for DE   #goldencareagent #sentinel
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Categories: Industry News and Life Insurance.

New Marketing Materials Coming February 1

Product Marketing Materials We recently brought you an all-new website that is easier to navigate and has a cleaner look. Based on your feedback, we wanted to do the same with our other materials. All of our brochures, quicksheets, and agent guides are receiving a makeover designed to go hand-in-hand with the new functionality and look of the website. While the look is being updated, the content of all materials will remain the same. The following products will be affected: Personal Choice Annuity Personal Choice Plus Summit Bonus Index New Vantage Life Insurance Hospital Indemnity *Our Medicare Supplement product will
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Categories: Industry News, Life Insurance, and Medicare Supp./Adv..

GTL’s Recover Cash Now In Connecticut

Recover Cash Now Available In Connecticut •   $50 – $300 daily benefit levels •   Maximum benefit periods of 100, 200, or 300 days •   Benefits begin immedicately with 0-day Elimination Period •   Issue ages 40 – 84 •   Optional Compound Increasing Inflation Protection Rider •   10% spousal discount     The need for short-term care may be greater than you think… Register for GTL’s webinar and learn how GTL’s Recover Cash can help protect your clients from out-of-pocket medical expenses.   Thursday, February 1, 2018 — 9 AM Central Time REGISTER NOW   GTL’s Recover Cash Now In Connecticut  
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Categories: Guarantee Trust Life, Industry News, and Short-Term Care.

“Why The WSJ Is Wrong About Long-Term Care Planning”

“Why The WSJ Is Wrong About Long-Term Care Planning,” by Jamie Hopkins, Forbes “A recent Wall Street Journal article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” has been circulating on the internet but for all the wrong reasons. The WSJ piece essentially falls into the “bad news sells” category of reporting. While the article itself provides plenty of great statistics and touches on a very important topic, the article really misses the mark on two main points about long-term care insurance.  Its ‘Woe is me!’ theme actually pushes people away from doing quality
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Categories: Industry News and Long-Term Care.