At United of Omaha and Companion, we offer Accelerated Death Benefits for Terminal Illness and Chronic Illness. These riders give clients an option to access a portion of their death benefit early. This money can provide a little more comfort during a difficult time or can be used to help cover the costs of long-term care. For the Chronic Illness Rider, the benefit amount is capped each year by the IRS per diem limit. For 2017, this limit has increased from $340 per day to $360 per day (or $131,400 for the year), which means that clients needing to exercise
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Now Available: New Product Portfolio and Underwriting Guide
The January 2017 updates to the Product Portfolio and Underwriting Guidelines booklets are now available. These guides are your go-to resource for knowledge and information about our life insurance products and underwriting services. The new guides can be ordered through your normal ordering channels, and previewed here: View the Life Product Portfolio pdf (form number 204208) View the Life Underwriting Guidelines pdf (form number 204103) Now Available: New Product Portfolio and Underwriting Guide #goldencareagent #MutualOfOmaha
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“7 key ways the long-term care insurance market has changed,” by Allison Bell, LifeHealthPRO
“America’s Health Insurance Plans, the insurers’ Washington-based trade group, commissioned a major consumer study by Waltham, Massachusetts-based LifePlans Inc., to look for ways to get back in the LTCI game.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): More on the LifePlans’ report we highlighted in last Friday’s “LTC Bullet: Who Buys LTCI and Who Doesn’t?,” January 13, 2017. 7 key ways the long-term care insurance market has changed #goldencareagent
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Sentinel Foreign Death Questionnaire
Effective January 1, 2017, if an insured dies in a foreign country, a foreign death questionnaire will be requested from the beneficiary. Further investigation may be required based on the place and manner of death. Please direct questions to the Life Claims department. #goldencareagent #Sentinel
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Medicare Supplement News – Omaha Family of Companies
Upcoming Rate Adjustments Please review information on upcoming rate adjustments in MS, NC, and SD. • 2010 Modernized Rate Adjustment – SD, NC • In-Force Only Rate Adjustment – MS, NC • 1990 Standardized Rate Adjustment – MS Wisconsin 2017 Buyers Guide Available The 2017 Wisconsin Guide to Health Insurance for People with Medicare M28286_2017 is now available to order. #goldencareagent
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“Don’t Underestimate the Value of Long-Term Care Insurance,” by Alicia Caramencio, AHIP
“Many people underestimate their likelihood of needing need long-term care (LTC) and how much that care will cost. People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. on behalf of America’s Health Insurance Plans (AHIP). … Read the full report to understand the long-term care (LTC) insurance marketplace from the consumer’s point of view.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Actually, this is the latest
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Aetna Regional Sales Management Team Update
We have big plans for 2017 and want to give you a preview… We are doing a little restructuring with our regional sales management team. Our Regional Vice President (RVP) for the southern region, Frank Bell, is retiring in the beginning of January. Frank was with our business for six years and did a fantastic job of developing our distribution. Frank will be missed, but also envied as he spends more time being a grandfather! The remaining RVPs will keep their existing territories and divide Frank’s territory among them. We will also be adding a Regional Sales Manager to each
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Good News | GTL’s New Cutting-Edge E-App
Break Away From The Competition With Guarantee Trust Life’s New Cutting-Edge E-App! Get paid faster by using your iPad, Android device or web browser to submit and deliver electronic policies instantly to your clients. This new platform is easier than ever, works on all devices and allows you to quote multiple products off-line. You can now download the GTL E-App from the Google Play store or Apple store, OR go to http://www.gtlic.com/agent-connection.html to use it from your desktop computer. The first time you use the new E-App you will need to click REGISTER to create a new user name and
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GoldenCare Newsletter | January 9, 2017
In this Edition From GoldenCare: Help us improve your training experience by taking our quick survey on training topics you’d like to hear! It’s Promo Time! Double-Point January on GoldenCare Rewards for MutualCare Solutions and CareShield. That’s 800 points per approved applicant! See Newsletter for promo details. Our Guest Article is “A Little Optimism on the Future of Retirement,” by Ramesh Ponnuru, Bloomberg. Enjoy! Mutual of Omaha has been reaffirmed by A.M. Best with an A+ rating. Also, please see the Newsletter for exciting new changes to Customer Access to allow additional payment processing. Also in this newsletter, refresh your
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Transamerica Holiday Closure Jan. 16
The Transamerica Long Term Care administrative office in Plano, TX will be closed Monday, January 16, 2017, to mirror hours of the New York Stock Exchange. Please allow additional time if necessary to order and receive materials during that time. Much of the important materials and resources you may need will be continue to be available on our Agent Resource Center. Transamerica Holiday Closure Jan. 16 #goldencareagent #Transamerica
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