Medicare Supplement News – Omaha Family of Companies

Upcoming Rate Adjustments Please review upcoming rate adjustments in OH, ND, NV and TN. •  Modernized Rate Adjustment – OH supp/SELECT •  Modernized In-force Only Rate Adjustment – NV •  Standardized Rate Adjustment – TN, ND •  Plan N Rate Adjustment – NV 2017 Anniversary Rating To improve our customer experience, we have been migrating the administration of our rate increases to occur only on the policy anniversary. All new business sold in 2017 will be administered as anniversary rated. The rate increase on the anniversary will include both age steps and rate-up, if applicable.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Your prospects are online. Why not enroll them online too?

You’ve downloaded the Ascend Virtual Sales Office app. Now it’s time to get started. With the Ascend app you can enroll MA/MAPD and PDP prospects electronically. With the app, you can: • Shorten the sales cycle • Eliminate paperwork and hold more appointments • Reduce application errors • Quickly access resources all in one place • Record your meetings and sales presentations   So you’ve downloaded the app. Now what? Here are few tools you can review to start using the Ascend app today: training video, Ascend to do list and the Aetna Ascend user guide. Still have questions about
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Categories: Aetna, Industry News, and Medicare Supp./Adv..

Best practice: Use the Ascend Virtual Sales Office app to submit enrollments

Run your office from anywhere, and submit applications for MA/MAPD and PDP plans electronically, using the Ascend Virtual Sales Office app. Ascend allows you to save time, prevent errors, and eliminate all the paperwork that bogs down your schedule. Through the app, you can also use our new e-kit option, which is another easy way to grow your business. To request the Ascend app, just login to Producer World, click “request access” and then complete a short registration form.   #goldencareagent #aetna
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Categories: Aetna, Industry News, and Medicare Supp./Adv..

GoldenCare Newsletter | May 22, 2017 Edition

In this GoldenCare Newsletter Edition From GoldenCare: The office will be closed on Monday, May 29, 2017 for Memorial Day. Join us for brand new webinar topics including a brand new short-term Home Health Care product and special guest speakers. See our full list of hot topics. We are gearing up for another Promotion!   Look for the announcement in your inbox. Our Guest Article is “Thinking Gen X: An Overdue Look at an Overlooked Generation,” by Olivia Mellan and Sherry Christie, ThinkAdvisor.  Enjoy! Compliance: Please see the Newsletter for June’s State Holiday Ban hours. Industry Updates: From Mutual of Omaha: 
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Categories: Genworth, GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

Upcoming Rate Adjustments Please review upcoming rate adjustments in GA, KY, MO and SC. •  Modernized Rate Adjustment – GA, MO, SC •  Standardized Rate Adjustment – KY, SC •  Plan N Rate Adjustment – KY Modernized June Rate Release Please review the upcoming rate release in CA, DC, ID, MD, UT and WY. Add Your Listing to the Online Medicare Supplement Agent Directory Add your listing to the Online Medicare Supplement Agent Directory. Take advantage of a 20 percent discount offered by Mutual of Omaha.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Sentinel Security Life

Medicare Supplement Replacements Notifying another company that coverage is being replaced is the responsibility of the insured or agent. Unlike life insurance replacements, state regulations do not require Sentinel to notify the replaced company when a new policy is issued. Federal regulations do not allow more than one Medicare Supplement/Medicare Advantage to stay in force at the same time, making it very important that the other coverage is replaced at the same time the new coverage takes effect. Please note: if coverage overlaps, and a change in effective date is requested, any premium refunded will include a deduction of claims
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Categories: Medicare Supp./Adv..

“AHIP Sees 28% Increase in Medigap Enrollment Among Seniors,” by Jesse Migneault, HealthPayerIntelligence

“AHIP has released data showing that enrollment in the Medicare Supplement, Medigap, has seen a steady increase from 2014 to December 2015. The data represents statistics from 11.8 million enrollees with policies from 305 separate insurers. The steady increase is due to the standard deductible, and rising out-of-pocket costs for Medicare members, AHIP says.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): In a more rational economic world, government (welfare) would fill gaps in private insurance, not vice versa. But better this than an all government, single payer system. AHIP Sees 28% Increase in Medigap Enrollment
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Categories: Industry News and Medicare Supp./Adv..

“DOJ: UnitedHealth ignored beneficiary conditions to bilk Medicare,” by Emily Mongan, McKnight’s LTC News

“The DOJ’s complaint, filed Monday, argues that UnitedHealth disregarded information about Medicare Advantage beneficiaries’ conditions, which boosted the federal payments the insurer received. One particular instance described in the filing claims that UnitedHealth funded chart reviews conducted by provider HealthCare Partners in order to increase risk adjustment payments for Medicare beneficiaries.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): When the private sector’s profit motive interacts with government’s often unrealistic expectations, problems frequently follow, whether fraud or good business practice the courts decide. DOJ: UnitedHealth ignored beneficiary conditions to bilk Medicare #goldencareagent
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Categories: Industry News and Medicare Supp./Adv..

GoldenCare Newsletter | May 8, 2017

In this GoldenCare Newsletter Edition From GoldenCare: Join us for brand new webinar topics including a brand new short-term Home Health Care product and special guest speakers. See our full list of hot topics. Partnership Reminder:  LTCi agents who took their initial 8 Hour Partnership Certification prior to May 2015, a 4 hour refresher course must be completed.  See the Newsletter for requirement details. Good News!  Our Spring 2017 GoldenCare Gazette is now available!  Get your copy in the Newsletter. From Mutual of Omaha: Omaha is currently experiencing a delay in the turnaround time for underwriting decisions.   More information is
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Categories: Genworth, GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).