Effective immediately, the Massachusetts LTCi training requirements have been amended to no longer require producers to complete Mutual of Omaha’s company specific LTC product training. Therefore, it is no longer necessary to submit the completed Training Certification & Acknowledgement form in order sell Mutual of Omaha’s LTC products in Massachusetts. All other Long-Term Care education requirements must be completed prior to soliciting LTC insurance products. Massachusetts Training Notice #goldencareagent #mutualofomaha
Read More
U.S. Holiday Telephone Solicitation Bans for the Month of April 2017
Please be aware of the following U.S. holiday telephone solicitation bans for the month of April. On Friday, April 14, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of Good Friday On Sunday, April 16, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of Easter, however, state law already prohibits telephone solicitations on Sundays On Monday, April 24, 2017: Alabama and Mississippi prohibit unsolicited marketing calls to residents in observance of Confederate Memorial Day U.S. Holiday Telephone Solicitation Bans for the Month of April 2017 #goldencareagent #mutualofomaha
Read More
Transamerica Holiday Closure April 14
The Transamerica Long Term Care administrative office in Plano, TX will be closed Friday, April 14, 2017, in observance of Good Friday. Please allow additional time if necessary to order and receive materials during that time. Much of the important materials and resources you may need will be continue to be available on our Agent Resource Center. Transamerica Holiday Closure April 14 #goldencareagent #transamerica
Read More
“To Help Ward Off Alzheimer’s, Think Before You Eat,” by Judith Graham, Kaiser Health News
“Diets designed to boost brain health, targeted largely at older adults, are a new, noteworthy development in the field of nutrition. The latest version is the Canadian Brain Health Food Guide, created by scientists in Toronto. Another, the MIND diet, comes from experts at Rush University Medical Center in Chicago and Harvard T.H. Chan School of Public Health. Both diets draw from a growing body of research suggesting that certain nutrients — mostly found in plant-based foods, whole grains, beans, nuts, vegetable oils and fish — help protect cells in the brain while fighting harmful inflammation and oxidation. Both have
Read More
Update BCBS of Florida Rate Increase Action
We are currently in the process of raising rates on all BCBS of Florida Long Term Care insurance policies. This notice is to inform you that we have received rate approval from the Florida Office of Insurance Regulation and are implementing the rate increase activity in this state. The approved rate increase is age-banded with a 25% increase for insureds with issue ages less than 51 with the increase decreasing linearly to 0% for issue age 80 and over. Commissions will not be paid on the increased premium. A notification letter describing the premium rate increase will be mailed to
Read More
Long-Term Care and MedAmerica.
“U.S. raises Medicare payments to insurers by 0.45 pct in 2018,” by Caroline Humer, Reuter’s
“The U.S. government on Monday slightly improved its final payment rate for health insurers who offer Medicare Advantage plans for older people and the disabled, settling on an increase of 0.45 percent on average for 2018.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Every little bit helps. U.S. raises Medicare payments to insurers by 0.45 pct in 2018 #goldencareagent
Read More
The Impact of Increasing Out-of-Pocket Costs
According to Crain’s March 24, 2017 article, now more than ever, hospitals are struggling to collect payments from insured patients who can’t afford or won’t pay the skyrocketing out-of-pocket costs – and some hospitals may become more aggressive in their collections to reduce bad debt. Click here to read the article. This trend isn’t going anywhere… and neither is the need for Hospital Indemnity Insurance. Guarantee Trust Life Insurance Company (GTL)’s Advantage Plus can help clients dramatically reduce their net out-of-pocket expenses, such as deductibles and co-pays related to a hospitalization event. Click here to learn more about Advantage Plus!
Read More
LTCi Quotes on the Go
Did you know LTCi quotes can be run quickly on any Apple or Android device? Our mobile app is convenient and easy to use whenever the need arises, wherever your client or appointment may be. It’s available for a variety of life and health products, but be sure to update the app regularly. (Even if automatic updates are turned off, notifications will still be received.) DOWNLOAD THE APP TODAY > Requires iOS7 or Android 4.0 and up. CURRENTLY AVAILABLE: > Cancer, Heart Attack and Stroke > Children’s Whole Life > Critical Illness > Guaranteed ADvantage > Guaranteed Universal Life Express > Living Promise > Long-Term Care Insurance > Medicare Supplement
Read More
“Boomerang seniors: Aging adults move to be near Mom or Dad,” by Sharon Jayson, USA Today
“The Joneses are great-grandparents. Yet they’re among a growing group of seniors with a living parent, which means these 21st-century post-retirement years might well include parental caretaking. Expectations are altered amid the new reality of longer life expectancy and growing numbers of aged Americans.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): It’s the double-decker, Club-sandwich generation. Boomerang seniors: Aging adults move to be near Mom or Dad #goldencareagent
Read More
Kemper Senior Solutions Important Reminder
No Policy Fee on Home Health Care Indemnity Policy Unlike many insurance companies, there is NO POLICY OR REGISTRATION FEE associated with the Kemper Senior Solutions Home Health Care Indemnity Policy. This helps make our HHC product more appealing by saving your clients money. Just another advantage of doing business with Kemper Senior Solutions. #goldencareagent #kemper
Read More
