“Long-haul impacts on senior living — what to expect in 2022,” by Dwayne Clark, McKnight’s Senior Living Quote: “Even if this virus could be gone tomorrow, the senior living industry will be living with its effects for generations. Our job is to understand what this means and adapt while staying ahead of consumer demands and industry trends. At Aegis Living, we’re already tracking how the pandemic has changed consumer confidence. Three areas are emerging as critical to consumer confidence in 2022. … Dwayne Clark is founder and CEO of Aegis Living.”   LTC Comment, Stephen A. Moses, President, Center for
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“Regulators Aim to Curb Medicare Plan Lead-Generation Firms,” by Allison Bell, ThinkAdvisor Quote: “CMS plans to: Define TPMOs as ‘organizations that are compensated to perform lead generation, marketing, sales, and enrollment related functions as a part of the chain of enrollment, that is the steps taken by a beneficiary from becoming aware of a plan or plans to making an enrollment decision.’ Require a TPMO to put the following standard disclaimer in a prominent place: ‘We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
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“Humana halves 2022 Medicare Advantage enrollment outlook,” by Jeff Lagasse, Healthcare Finance    Quote: “Major health insurer Humana is drastically reducing its Medicare Advantage enrollment estimates for 2022 due to a large number of terminations during the last enrollment period, revealing in a new filing with the Securities and Exchange Commission that the former projection of between 325,000 and 375,000 new MA members has been slashed to between 150,000 and 200,000 new members. Humana also expects group MA membership to be generally flat throughout this year, as it doesn’t anticipate any large accounts will be gained or lost. … At
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“The Great Long-Term Care Compromise,” by Stephen A. Moses, Broker World    Quote: “The Great Long Term Care Compromise invites social insurance advocates to relinquish their demand for compulsory universal participation. It requires free market advocates to agree with mandatory participation for all who do not opt out. If both sides can make those concessions, we can quickly get everyone covered for long term care now and for the future.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Please read this article and let me know what you think of the solution it proposes. Thanks for
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“Long-term care insurers pay out $12.3 billion in claims,” by Kathleen Steele Galvin, McKnight’s Senior Living    Quote: “Long-term care insurers paid out $12.3 billion in claims nationwide during 2021, a significant increase over prior years, according to the American Association for Long-Term Care Insurance. … The association’s report represents claims for those owning traditional or health-based long-term care insurance but does not include data for those who have purchased a linked-benefit policy, such as life insurance or annuity policies that also can provide payout money to pay for long-term care needs.”   LTC Comment, Stephen A. Moses, President, Center for
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“Federal Government Approves California’s Medicaid Overhaul,” by Don Thompson, AP    Quote: “The U.S. government has approved California‘s overhaul of the nation’s largest insurance program for low-income and disabled residents, officials said Wednesday, a decision that among other things allows Medicaid money to be spent on housing-related services as the most populous state struggles with homelessness and a lack of affordable housing. … Aside from covering one of every three Californians, Medi-Cal covers more than half of school-age children, half of births in California, and more than two of every three patient days in long-term care facilities, officials said. … California’s
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“‘Medicaid for All’ is rapidly becoming a reality in New York,” by Editorial Board, New York Post    Quote: “In New York, it looks like the Democrats’ dream of ‘Medicare for All’ is rapidly becoming a reality. Or at least ‘Medicaid for All.’ … And this is supposed to be a backstop program for just the poorest New Yorkers. Gotham enrolls an even higher share of its residents in Medicaid: more than 4 million people, or nearly half of the city’s 8.8 million people. … Clearly, the state needs to better screen applicants. But it also needs to rethink how
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“Here’s How Not to Reform Long Term Care,” by Gregg Girvan, The Dispatch    Quote: “The reimbursement rates in Medicaid lie at the heart of the problems with BBB’s LTC funding. The bill attempts to extend home- and community-based services to hundreds of thousands currently on waiting lists while simultaneously recognizing that providers must hire more workers with meager Medicaid rates and a historically tight labor market. Therefore, while the bill provides an additional 6 percent match to provide services to those on waiting lists, it also requires states to develop processes to increase direct care worker pay. While the
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 “Obsessive-Compulsive Disorder and the Risk of Dementia,” by Eugene Rubin, Psychology Today    Quote: “Obsessive-compulsive disorder is a chronic and disabling illness. As persons with obsessive-compulsive disorder age, they may be at increased risk to develop dementias. Dementias may develop several years earlier in persons with obsessive-compulsive disorder when compared to persons without this disorder.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: If you were staring dementia in the face, you’d become obsessive-compulsive too.             Subscribe to GoldenCare News  
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