Scenario: In discussing Long-Term Care insurance with a single female client, she wants the freedom to choose where she receives care, but cost is a concern. She is on a fixed income and only has a limited budget with which to pay premiums.

How can you quickly outline some plan options that fit within her budget?

Did You Know: The MutualCare® Solutions software has a “Set Target Premium” option?
First enter basic information (state, gender, age, premium mode), select the desired inflation and elimination period, then click the green “Set Target Premium” button at the bottom.

When the Target Premium feature is enabled, the software will automatically adjust the Monthly Benefit to find a calculated premium that closely matches the dollar amount you enter (if possible).

To later disable this feature, following the prompts inside the pop-up box that appear when clicking options that are disabled when using the Target Premium feature, click the small target picture and choose “Off,” or click the “Change/Disable” button next to the premium boxes at the bottom.
 

If you don’t have the MutualCare® Solutions software, download it here.

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