AFEUSA Association / CHUBB
AFEUSA is pleased to offer members this unique product; LifeTime Benefit Term (LBT) with LTC Protection, from CHUBB! With an AM Best rating of A++ and over 120 years of experience, Chubb has become the world’s largest publicly traded P&C insurance company and the leading commercial lines insurer in the U.S. Chubb has more than $200 billion in assets and reported $52.0 billion of gross premiums written in 2022.
Chubb LifeTime Benefit Term with Long-Term Care
AFEUSA is pleased to offer members this unique product; LifeTime Benefit Term (LBT), from CHUBB! It includes a life insurance death benefit and a qualified long-term care linked benefit rider which can be used if the member requires long-term care services.
- Issue Ages: 19 – 70 (Issue Age)
- Unisex rates based on smoker/non-smoker
- Conditionally GI (Yes/No health questions) for ages 19 – 70, up to $150,000 Death Benefit
- Death Benefit options: $25,000, $50,000, $75,000, $150,000
- A++ (Superior) AM Best rated
- Payable to age 100 with termination at age 121
- Available through AFEUSA Membership
- AFEUSA pays commissions monthly (as earned). Comp is level percentage and for all years.