Now more of your clients can qualify. Here’s why.

At Securian Financial, we’re always looking for ways to help you make the sale and offer your clients competitive offers.

Here’s what you need to know about our recent underwriting sweet spot enhancements:

Individuals with type 2 diabetes, pre-diabetes or a history of gestational diabetes can now qualify for non-tobacco plus, and in some cases, even preferred rates.
Family history preferred guideline changes:
- Death of a family member before age 60 due to diabetes no longer eliminates applicants from consideration of non-tobacco plus, preferred or preferred select rate classes
- Death of a parent or sibling before age 60 due to heart disease has been changed to focus solely on coronary artery disease
- Death of a parent or sibling before age 60 due to cancer will only eliminate an applicant from preferred select consideration, if that family member died from melanoma, breast, colon, ovary, pancreas, prostate or stomach cancer
Our Obstructive Sleep Apnea (OSA) guidelines now allow more clients diagnosed with sleep apnea to be eligible for better than standard rates – and individuals with suspected sleep apnea with incomplete testing can still be considered for coverage.

To learn more about our underwriting process, visit our financial professional website. (Login required)

Questions?
Please call the SecureCare Sales Support Team at 1-888-900-1962.

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