“Don’t Count on FEHB to Cover Long-Term Care Costs,” FEDWeek

“There is a common misconception that the Federal Employees Health Benefits program covers long-term care needs. In fact, long-term care is primarily not medical care and the benefits for such care under FEHB (or Medicare) are limited, covering only short periods and only certain types of care in some situations. FEHB plans don’t cover custodial care, a stay in an assisted living facility, or a continuing need for a home health aide to help you with other activities of daily living.”

LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):

Add the Federal Employees Health Benefits (FEHB) to the list of federal programs that don’t cover long-term care. Unfortunately, the only program that does pay for LTC, Medicaid, is the one that caused all the problems, i.e. consumer denial, institutional bias, poor access and quality, etc.

Don’t Count on FEHB to Cover Long-Term Care Costs

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#long-term
#goldencareagent