Here’s a big benefit for your clients during these challenging times:
Gerber Life makes it easy to obtain budget friendly insurance coverage to protect their loved ones. Our guaranteed issue1 products offer an easy application process and fast approval, with no medical exam necessary. Plus, your clients can find comfort and confidence in knowing they’re prepared for the future with a financially strong company that’s been providing insurance to families for more than 50 years.
Here are some highlights of Gerber Life’s guaranteed issue1 products:
Gerber Life Guaranteed Life — a great way to help counter the effects of inflation if your clients have an existing life insurance policy and would like additional coverage or want to put coverage in place where nothing exists today.
- For clients ages 50-80
- Coverage up to $25,0002
- Because it’s guaranteed issue, clients can obtain coverage relatively fast with no medical exam required and no need to go through underwriting, regardless of health1
- Not intended for people with questionable life expectancy since there is a Graded Death Benefit limitation3
Have a question about Gerber Life? For service questions or concerns, call the Gerber Life Agency Support Team at 1.800.428.4947.
To learn more about Gerber Life’s products, tools and support, visit the Agent Portal or contact the Gerber Life sales team.
1. Guaranteed coverage for Guaranteed Life requires that applicant is a U.S. Citizen residing in the U.S. or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000.
2. $15,000 in South Dakota.
3. Our guarantee to accept all applicants ages 50 to 80 is made possible by a Graded Death Benefit Limitation. It applies to the first two years of coverage when the policy is issued. If death occurs within the first two policy years for any reason other than an accident, all premiums plus an additional 10% of earned premium shall be paid to the beneficiary. If death is due to accidental causes within the first two policy years, the full death benefit will be paid to the beneficiary.
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