“Q: My mother is living in an assisted living facility and receiving Medicaid. If she receives an inheritance, can I pay three months in advance to the assisted living facility without jeopardizing Medicaid benefits?
A: “It may be possible, but it is complicated. The receipt of the inheritance is income that must be reported to the Medicaid authorities. In theory, that would render your mother ineligible for Medicaid benefits during that month. … Generally, this is likely too complicated for the Medicaid authorities; nothing may happen after you inform Medicaid that a beneficiary has received and spent down funds. You should consult with an attorney in your state to determine the best way to handle this situation. To find an attorney near you, click here.”
LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:
Translation: Medicaid is too stupid to enforce financial eligibility rules and, besides, they don’t care. In fact the federal government gives states extra matching funds on the condition that they don’t expel ineligible recipients. But just in case, hire a Medicaid planner because that’s how they make the big bucks.
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