2019 Copay/Deductibles

The Center for Medicare and Medicaid Services (CMS) has announced the 2019 Medicare Premiums and Copay/Deductibles.
 
Medicare Part B Premium
There is no change in the Part B monthly premium amounts for 2018.

The Medicare Part B standard monthly premium will be $135.50 in 2019, compared to $134 in 2018..

Note: The income-related Part B premiums for 2019 will vary depending on the extent to which an individual beneficiary’s income exceeds $85,000 (or a married couple’s income exceeds $170,000).

2019
Income Level-File Individual
2019
Income Level-File Joint
2019 Part B Premium
Less than or equal to $85,000 Less than or equal to $170,000 $135.50
Greater than $85,000 and
less than or equal to $107,000
Greater than $170,000 and
less than or equal to $214,000
$189.60
Greater than $107,000 and
less than or equal to $133,500
Greater than $214,000 and
less than or equal to $267,000
$270.90
Greater than $133,500 and
less than or equal to $160,000
Greater than $267,000 and
less than or equal to $320,000
$352.20
Greater than $160,000 and
less than $500,000
Greater than $320,000 and
less than $750,000
$433.40
Greater than or equal to
$500,000,000
Greater than or equal to
$750,000
$460.50
     

2019 Medicare Deductible and Coinsurance Updates
As always, our 2019 Medicare supplement benefits match the federal program’s deductible and coinsurance increases, a distinct advantage in today’s ever-changing environment.

2019 Medicare Supplement Copay/Deductibles
Feature 2018 Benefits 2019 Benefits
Part A Inpatient Hospital Deductible $1,340 $1,364
Hospital Coinsurance
     • 61-90 days
     • 91-150 days (lifetime reserve)
$335
$670
$341
$682
Skilled Nursing Facility Care Coinsurance
     • 21-100 days
$167.50 $170.50
Part B Physician’s Services and Supplies Deductible $183 $185
     

High Deductible Plan F 2019 Deductible
The 2019 annual deductible amount for the High Deductible Plan F is $2,300 compared to 2018 annual deductible of $2,240. The deductible amount for the high deductible version of plans F represents the annual out-of-pocket expenses (excluding premiums) that a beneficiary must pay before the policy begins paying benefits.

Marketing Materials
We have begun the process of updating our marketing materials and will make them available December 05, 2018 for ordering. A reminder communication will be sent when these materials are available.

If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083.
 

2019 Copay/Deductibles
 

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