Your clients lead busy lives and they may put off making important decisions. Plant the seed early with these clients to help plan for possible future health needs.
Buying a long-term care insurance policy may be far down the list of their priorities, so let them know the benefits of getting coverage early.
Advantages to buying LTCi early
- Insurability — clients will be more likely to be approved for coverage
- Affordability — rates are based on your client’s age at time of purchase
- Peace of Mind — clients can rest easy, they are protected for any future care they may need
And, once your clients are approved for coverage, it cannot be taken away due to health reasons.