Illinois Partnership Active Exchange

In October, customers with eligible policies meeting Illinois partnership requirements received notification letters informing them their LTC policy is partnership qualified.

Customers with LTC13 policies not qualifying for the passive partnership exchange may choose to participate in an active exchange. An active exchange requires policyholder(s) to apply for a coverage change, modifying coverage to meet state inflation protection requirements.

Both a new application and the “National Partnership Exchange Cover Letter” are required to be completed and submitted with the application to be treated as a coverage exchange. There will be full underwriting on the increased coverage.

Letters notifying customers of their option to modify coverage to qualify for the Illinois partnership program will be sent beginning the last week in November. Customers can complete the exchange up to 90 days from the mail date.

Please review the FAQ for more information on the active exchange process and learn more about the Partnership Program here.

Illinois Partnership Active Exchange