“The Forgotten Middle’: Seniors Facing Housing, Care Crisis”

“‘The Forgotten Middle’: Seniors Facing Housing, Care Crisis,” ElderLawAnswers


“Seniors who have an income above the Medicaid threshold but lack a high enough income to have substantial personal savings are considered ‘The Forgotten Middle.’ These are elders who are more likely to struggle to afford long-term care that may become necessary as they age. According to a recent analysis by NORC at the University of Chicago, which updates results from its 2019 ‘The Forgotten Middle’ study, the number of individuals who will fall into this middle-income bracket as seniors will grow by nearly 90 percent over the next 10 years. It will also be more racially and ethnically diverse, comprising more than 22 percent of people of color. … Read the full report from NORC at the University of Chicago in PDF format.”



LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:

Medicaid planners like the ones behind this info-ad never forget the middle. Vulnerable middle income seniors are their bread and butter. Billable hours for artificially impoverishing such people to qualify them for Medicaid LTC benefits is the elder law business cash cow.