A Critical Illness policy provides a direct payment to policyholders if diagnosed with a covered condition. And, if you have clients who are worried about paying premiums for something they may never use, a built-in return of premium can help ease their concern.

The built-in return of premium benefit is a unique advantage of our Critical illness product. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon their death. And there is no additional charge for this benefit. This gives clients the coverage they want with the peace of mind they need.

To learn more about the return of premium benefit, click here.
 
Note: Return of Premium is not available in all states. Please check your state policy for complete benefit information.
 

Critical Illness Has Built-in Return of Premium
 

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