With a Critical Advantage policy, your clients get coverage that pays a lump-sum benefit upon diagnosis of a covered condition. It also offers two underwriting programs to give your clients the benefits they need faster. It also means you get paid faster.
Express underwriting for Critical Advantage covers benefit amounts of $10,000 to $50,000. It has simple yes/no knock-out questions to make applying easy and fast.
Simplified underwriting is for benefit amounts from $51,000 to $100,000. Simplified underwriting also has simple yes/no knock-out questions in addition to a MIB, Pharmaceutical inquiry and possible telephone interview.
No matter which program, you’ll be able to provide a decision sooner, without the paperwork or hassles of fully underwritten programs.
For more information on Critical Advantage, including the underwriting programs, click here.
If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail firstname.lastname@example.org.
Critical Advantage Express and Simplified Underwriting