When it comes to planning for long-term care, today’s consumers have more choices than ever before. While nontraditional funding options may work for some people, a traditional LTCi policy remains the best solution for many of your clients.
 
Why Traditional LTCi
It’s the Best Value — A traditional LTCi policy can be significantly less expensive than other funding alternatives

Coverage is More Comprehensive — Compared to other funding vehicles, it’s the best way to ensure people can get the LTC services they need

Benefits Provide Flexibility — Benefits, like a built-in cash option, provide flexibility throughout the progression of care

Care Coordination is Included — A care coordinator is available to assess needs, develop a plan of care and arrange for LTC services

It Protects Assets — Traditional LTCi provides peace of mind so people don’t have to worry about liquidating assets to pay for care

It Offers Tax Savings — Premiums for traditional LTCi policies as well as benefits paid are intended to be tax free

It Provides Partnership Protection — Policies can be tailored to meet state partnership requirements, allowing policyholders to protect assets from the Medicaid spend down
 

What You Get from Mutual of Omaha
Expertise in the LTC Marketplace — With over 30 years of experience under our belts, we know how to develop the LTCi products people want and price them appropriately for the long-term

Ongoing Commitment — We’re the only company in the marketplace that offers an array of LTC solutions – from traditional LTCi policies to a life insurance policy with an LTC or chronic illness rider. Our ongoing commitment to helping people plan for LTC allows you to meet the needs of any client

A Mutual Company — We’re not influenced by outside interests. This allows us to make business decisions based on what’s best for our policyholders and invest in growing our LTCi product line

Financial Strength — After over a century in the insurance industry, Mutual of Omaha remains strong, stable and financially secure. The high marks we continually earn from the leading industry rating organizations tell the story

A Household Name — Your job becomes easier when your customers already know and trust the company you represent
 
If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.
 

The Changing Landscape of Long-Term Care Planning
 

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