Covering serious health diagnoses and offering direct payment to policyholders are just some of the advantages with a Critical Illness policy. But, if your client is cost-conscious about the price of the policy or possibly never using it, there is a way to address that concern.

A unique advantage of our Critical illness policies is the built-in Return of Premium benefit. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon death. It’s like a money back guarantee if the policy is not used. This gives clients the coverage they want with the peace of mind they need.

To learn more about the return of premium benefit, click here.

Note: Return of Premium is not available in all states. Please check your state policy for complete benefit information
 

Critical Illness Offers Return of Premium
 

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