2022 Copay and Deductibles

The Center for Medicare and Medicaid Services (CMS) has announced the 2022 Medicare Premiums and Copay/Deductibles.

Medicare Part B Premium
The Medicare Part B standard monthly premium will be $170.10 in 2022, compared to $148.50 in 2021.

Note: The income-related Part B premiums for 2022 will vary depending on the extent to which an individual beneficiary’s income exceeds $91,000 (or a married couple’s income exceeds $182,000).

2022
Income Level-File Individual
2022
Income Level-File Joint
2022 Part B Premium
Less than or equal to $91,000 Less than or equal to $182,000 $170.10
Greater than $91,000 and
less than or equal to $114,000
Greater than $182,000 and
less than or equal to $228,000
$238.10
Greater than $114,000 and
less than or equal to $142,000
Greater than $228,000 and
less than or equal to $284,000
$340.20
Greater than $142,000 and
less than or equal to $170,000
Greater than $284,000 and
less than or equal to $340,000
$442.30
Greater than $170,000 and
less than $500,000
Greater than $340,000 and
less than $750,000
$544.30
Greater than or equal to
$500,000
Greater than or equal to
$750,000
$578.30
 

2022 Medicare Deductible and Coinsurance Updates
As always, our 2022 Medicare supplement benefits match the federal program’s deductible and coinsurance increases, a distinct advantage in today’s ever-changing environment.

2022 Medicare Supplement Copay/Deductibles
Feature 2021 Benefits 2022 Benefits
Part A Inpatient Hospital Deductible $1,484 $1,556
Hospital Coinsurance
• 61-90 days
• 91-150 days (lifetime reserve)
$371
$742
$389
$778
Skilled Nursing Facility Care Coinsurance
• 21-100 days
$185.50 $194.50
Part B Physician’s Services and Supplies Deductible $203 $233
 

High Deductible Plans F and G 2022 Deductible
The 2022 annual deductible amount for the High Deductible Plans F and G is $2,490 compared to 2021 annual deductible of $2,370. The deductible amount for the high deductible version of plans F and G represents the annual out-of-pocket expenses (excluding premiums) that a beneficiary must pay before the policy begins paying benefits.

Marketing Materials
We have begun the process of updating our marketing materials and will make them available in mid December for ordering. A reminder communication will be sent when these materials are available.
 
If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083.
 

2022 Copay and Deductibles
 

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