Updates to Omaha LTC Underwriting Guidelines

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From the Desk of
Allen Gregoire

MutualCare Solutions underwriting guidelines for marijuana use has changed. Effective 10/1/18 we will consider occasional recreational use. Please refer to the change below.

  • Current use 3 times per week or less, no DUI within 3 years, no drug abuse or memory loss/forgetfulness — Select
  • More than 3 times per week — Decline
  • Inhalation use with co-morbid per Underwriting Guide — Class 1/Decline
  • Medicinal — Decline
  • 1 year from last use — may qualify for Preferred if all requirements listed under the Preferred Rate Criteria are met

This change will be included in the next Underwriting Guide release planned in the fourth quarter. If you have any quesitons, please feel free to contact Mutual of Omaha’s Underwriting Department.
 

Allen Gregoire
Director of Underwriting DI, CI, LTC
(800) 551-2059
Contact Me

 

Updates to Omaha LTC Underwriting Guidelines

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