Long Term Care Insurance Planning

Value added service benefit for 60 Plus Association Members.
We are pleased to bring you Long-Term Care insurance information, planning and options.  Regardless of your financial or health status, we can tailor a plan to fit your needs.

Real Life Stories

Real life accounts of family experiences with needing long-term care and why their decisions to purchase long-term care insurance saved their lifetime of savings, assets and freedom of choice of how and where to receive care.

Sharon and Peter

Protecting My Assets

Why Plan for Long-Term Care?

  • Maintain your financial independence
  • Preserve the wealth you’ve worked so hard for over your lifetime
  • Avoid burdening family and friends with your care
  • Protect your ability to age with dignity and to choose who cares for you
  • Have access to quality care

Whether you are looking for information for yourself, or for a loved one, it is important to understand what Long-Term Care is and how it pertains to you.

Long-Term Care is assistance you need when you no longer can care for yourself. This may be due to an accident, disability, prolonged illness or the simple process of aging.

The need for Long-Term Care may be due to:

  • Inability to perform at least two of the six “Activities of Daily Living” (ADL)
    • ADL= this term refers to a set of common, everyday tasks, performance of which is required for personal self-care and independent living
      • Includes: Eating, Bathing, Dressing, Transferring, Toileting and Continence
  • Memory loss, confusion, or disorientation, sometimes called cognitive impairment
  • Chronic condition or illness
  • Disability caused by an accident or illness
  • Recovering from an acute condition, such as a stroke or an accident

Don’t forget to ask us about your State’s LTC Partnership Plan and LTC Premium Tax Deductions!

Get the Long-Term Care Shoppers Guide and Free No Obligation Quote from the Top Carriers!

Why GoldenCare?

Our Insurance Specialists work one-on-one to educate you on all of your coverage options and to help guide you in your insurance planning. All of our products are hand-selected from top-rated carriers. At GoldenCare, for over 40 years, we help you find the best coverage options for you at the lowest cost possible with the highest level of expertise.