Our Income Advantage IUL and Life Protection Advantage IUL policies offer a Long-Term Care Rider. And what’s even better is these products also have a Chronic Illness Rider. Consider the following situations:

What if your client applies for the Long-Term Care Rider and you find out he or she doesn’t qualify?

What if your client doesn’t want to pay extra for the Long-Term Care Rider?

With United of Omaha, your clients still have a long-term care planning solution with the Chronic Illness Rider. This rider is included automatically with all policies that are not issued with the Long-Term Care Rider – and it has no additional up front cost and requires no additional underwriting. If your client becomes chronically ill, he or she can access a portion of the death benefit early. An actuarial discount and a small fee would only apply if the client chooses to exercise the rider.

Count on Mutual of Omaha for long-term care planning solutions your clients need!
We are the only company who continues to offer a full suite of long-term care planning solutions including traditional Long-Term Care Insurance, Life Insurance with a Long-Term Care Rider and Life Insurance with a Chronic Illness Rider.

Learn more by reading our Chronic Illness Rider Back-Up Sales Idea.

And, for even more information on the Long-Term Care Rider, visit MutualofOmaha.com/ltc-rider.
 

What Happens if Your Client Doesn’t Qualify for the LTC Rider?
 

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