The Risk is Real

While most people don’t think twice about purchasing auto, homeowners’ or even life insurance, they often fail to realize that their most valuable asset is their ability to earn an income. Suffering a disability for any length of time because of a sickness or injury could have devastating financial consequences for clients.

Here are some insights into how real the risks are:

  • At least 51 million working adults in the United States are without disability insurance other than the basic coverage available through Social Security.
  • Only 48 percent of American adults indicate they have enough savings to cover three months of living expenses in the event they’re not earning any income.
  • Almost half of American adults indicate they can’t pay an unexpected $400 bill without having to take out a loan or sell something to do so.
  • Nearly 50 percent of mortgage foreclosures are caused by disability.

Talk about disability income protection today. For more information go to

The Risk is Real