“The big difference between long-term care and long-term disability insurance,” by Liisa Granfors-Hunt, Employee Benefit News

“The longer people live, the more likely they are to face illnesses that necessitate custodial care either at home, in an assisted-living facility, or in a nursing home. So it stands to reason that there’s a resurgence of interest in long-term care and long-term disability insurance. While the two types of coverage have similar names, they’re very different. As an employer, it’s important to understand the difference and educate employees on why they’d need each type of coverage. Here is a rundown.”

LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):

Seems obvious, but maybe occasional reminders are needed for employers and employees.

The big difference between long-term care and long-term disability insurance

#goldencareagent
#disability