Submit Business Online

The e-Application process is faster from beginning to end. It ensures accuracy, saves time and gets clients covered quickly. It also: Reduces your paper app supply Ensures you have the correct forms, no matter where you are Allows you to track your apps from start to finish Enables you to validate your apps while you are still in the field Learn how to get started with online application submission using our Quick Start User Guide.   Submit Business Online   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Life Insurance Offers Real-Life Solutions

Most people have no idea how expensive long-term care services are. According to a 2017 report from the U.S. Department of Health and Human Services, almost 70 percent of people over age 65 will require chronic care later in life. And, these long-term care services can quickly erode a client’s savings. But what if your client doesn’t qualify for long-term care? We understand that they still need some form of protection. And that is one of the reasons we automatically issue a Chronic Illness Rider on all of our Income Advantage and Lifetime Protection Advantage IULs — with NO additional
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

We Know That There Are Risks That Come With Waiting

A consequence of waiting to purchase life insurance that clients may not be aware of is the impact waiting could have on the amount of income they can take from their policy down the road. Waiting even just a few years could change the income potential by thousands of dollars a year. Read our sales idea for a better understanding of just how much of an impact this could make on clients policy.   We Know That There Are Risks That Come With Waiting   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Living Promise: Ease the Financial Burden

Living Promise Whole Life Insurance can help protect your clients’ families from the strain of final expenses. So help your clients plan now so they can relax and focus on what matters most. To learn more about our final expense product check out our Living Promise Whole Life Client Brochure.   Living Promise: Ease the Financial Burden   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Life Insurance Awareness Month is Coming to An End

Although Life Insurance Awareness Month is coming to an end, that doesn’t mean the need to talk about life insurance solutions with clients goes away. September serves as a great opportunity to highlight the need more so than in other months, and we encourage you to continue having these conversations. Life Insurance serves as an extremely important piece of an overall financial strategy that clients entrust you with implementing. There’s no time like the present to make sure clients and their loves ones are protected today. And we have various marketing tools and information available to help ensure you always
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective December 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective December 1, 2022.* * The state of Virginia requires a 75-day notification period for all policyholders. Therefore, the effective date for the affected VA policies indicated below will be January 1, 2023. Impacted Policy Forms Impacted States LTC04G Alabama, Tennessee LTC04I Alabama, Pennsylvania, Tennessee, and South Carolina LTC04I7 Alabama, Pennsylvania, Tennessee, and South Carolina LTC09M Alabama, Pennsylvania, Tennessee, and South Carolina
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

September is Life Insurance Awareness Month

Each September, the life insurance industry comes together to celebrate Life Insurance Awareness Month. This month makes it a great time to educate clients and prospects about the importance of life insurance and the role it plays in protecting their families’ financial futures. Whether it’s conducting an annual review or determining if there’s a need for clients, this month is good opportunity to have these important discussions and help clients achieve peace of mind in the present, so they can worry less in the future. Below are a few resources and tools we’d encourage you to use to guide discussions
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Now on Facebook AND LinkedIn!

Social media is an important facet in running your business and interacting with clients. We value your business and therefore want to provide you with top-notch content for the platforms you and your audience use the most. Follow us on Facebook and LinkedIn to stay up to date on all things Brokerage Sales including marketing materials, consumer content, announcements and more! If you have any questions, please refer to this FAQ or reach out to your usual Mutual of Omaha contact. Facebook — Click Here to join our Group. Please remember this group is for verified producers of Mutual of
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Flexibility Helps Keep IULs Simple

With Indexed Universal Life policies from United of Omaha, we provide the utmost flexibility. Sure, we offer insurance policies with death benefit, cash value accumulation and tax advantages, BUT did you realize we also offer riders that truly impact clients lives, like: The Guaranteed Refund Option Rider The Long-Term Care Rider, and The Chronic Illness Rider All of these options can help clients with a variety of financial goals find the best solution that suits their unique needs.   If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or sales.support@mutualofomaha.com   Flexibility Helps Keep IULs
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective November 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective November 1, 2022: Impacted Policy Forms Impacted States LTC04G Mississippi, Wyoming LTC04I Mississippi, Washington, Wyoming LTC04I7 Mississippi, Washington, Wyoming LTC09M Mississippi, Washington, Wyoming LTC06UI Mississippi, Washington, Wyoming LTC09U Mississippi, Washington, Wyoming LT50, NH50, HCA, NHA & LTA North Carolina   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).