Did You Know? No one wants to tell a client their LTCi application has been declined or their policy must be rated up. Let Mutual of Omaha help you avoid these awkward conversations. Prescreening your LTCi applications is the best way to know what rate class to quote or even whether the case should be submitted. Mutual of Omaha makes prescreening fast and easy. They offer this guarantee: send an email to ltcunderwriting@mutualofomaha.com and you’ll have a response in four hours. Be sure to include information like: Dates of doctors’ visits Specialty physicians the client may be seeing Pending surgeries
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How We Stack Up to the Competition
Our How We Stack Up to the Competition Brochure This brochure outlines some of the competitive advantages you get when working with a carrier fully committed to traditional LTCi. From the training and support we provide to our financial strength and experience in the LTCi world… it’s all there. See the details. If you have questions, please contact your Sales Director or Account Executive. How We Stack Up to the Competition #goldencareagent #mutualofomaha
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Help Your Clients Get Fit
If your clients take care of themselves and lead a healthier lifestyle we want to reward them. How? By offering them underwriting credits on our fully underwritten term and universal life insurance policies offered by United of Omaha Life Insurance Company, including: Income Advantage IUL Life Protection Advantage IUL Term Life Answers AccumUL Answers Read the FIT flyer to find out if your clients may qualify for these credits. Help Your Clients Get Fit #goldencareagent #mutualofomaha
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Updated Premier Underwriting Guide
Updated Premier Underwriting Guide We have updated our Premier Underwriting Guide to include more information on Major Depression. The updated guide is now available on the Agent Resource Center under Reference Guides in the Sales & Marketing tab. Click below to download a PDF copy of the Premier Underwriting Guide and the Major Depression, Anxiety, and Long Term Care Underwriting flyer. Please note, the Premier Underwriting Guide is available for use in the following states: AK, AL, AR, CO, DE, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ,
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EssentialLTC E-APP User Guide
E-APP User Guide If you’re a first-time user or want to brush up on your skills, the E-APP User Guide is an easy way to become an expert on the easy to use application tool. It will take you through how to register, locate and use the E-APP. Give yourself an error-free experience by trying NGL’s E-APP today. Find this guide and many more on the Agent Resource Center. #goldencareagent #ngl #longtermcare
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Long-Term Care Time Service Update
In January, we notified you that we were experiencing delays in the processing of long-term care insurance applications. In our commitment to provide you with the quality of service you have come to expect, we have hired and trained additional case managers to ensure your business is handled properly and as quickly as possible. We are pleased to announce that our long-term care insurance application service levels have returned to normal operating times, including face-to-face assessments and telephone interviews. Currently, we are seeing nearly 90% of telephone interviews being scheduled through our newly released text messaging process. Thank you for
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Condition-Related Marketing: Cancer
Condition-Related Marketing: Cancer Just because a client has a history of cancer, that doesn’t mean they can’t qualify for long-term care insurance. View our newest condition-related marketing flyer on prostate and breast cancer to learn more: Download it now! Condition-Related Marketing: Cancer #goldencareagent #mutualofomaha
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Modified Underwriting Guidelines for Major Depression and Family History
Modified Underwriting Guidelines for Major Depression and Family History Just because your client has anxiety and/or depression does not mean they are ineligible for Long Term Care insurance. Each case will be considered based on the documented medical information including prescription history. Given the extent that we have seen Major Depression rise in our review of medical records, we are changing the way we approach our final decision. Before a case is declined for any psychiatric reason, the case will be reviewed by an underwriting committee. Each case will be evaluated on the available information. Review the new Major Depression,
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No April Fool’s Stunt Here- Our Game Time Incentive Begins TODAY
New GoldenCare Sales Incentive STARTS TODAY! This is no April Fool’s stunt – GoldenCare is starting Q2 2022 with a little fun! Between April 1st – May 15th, get your name entered into a drawing to win cash prizes! How To Enter: For each qualifying MutualCare® Custom Solution applicant written, your name gets entered. The more you write, the better your chances of winning! Cash Prizes Include: Don’t wait too long! The drawing will take place on Tuesday, May 24th! It’s Game On! Get Promo Details! #goldencareagent
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GoldenCare News, Industry News, and Long-Term Care.
Coronavirus, COVID-19, hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, pandemic, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting restrictions, Underwriting', and virus.
Coronavirus, COVID-19, hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, pandemic, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting restrictions, Underwriting', and virus.
Good news! We’re eliminating our COVID-19 restrictions
Eliminating COVID-19 restrictions and more Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While the pandemic isn’t over, we feel we have
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Industry News, Life Insurance, and Securian.
Coronavirus, COVID-19, hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, pandemic, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting restrictions, Underwriting', and virus.
Coronavirus, COVID-19, hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, pandemic, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting restrictions, Underwriting', and virus.
