Mandatory Phone Health Interview Removed on TLE and GULE

Want another reason to sell TLE and GULE? We no longer require a mandatory phone health interview (PHI) on our Term Life Express and Guaranteed Universal Life Express products for face amounts between $250,001-$300,000. A mandatory PHI will not be required, at any face amount applied for, effective August 1, 2019. Applications signed prior to August 1, 2019, with a face amount of $250,001-$300,000, will continue to have the mandatory PHI Applications signed August 1, 2019 and later, will no longer require a mandatory PHI to be completed Now the application process can go even faster and your clients only
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Strong IUL Products from a Company with a Strong Reputation

At Mutual of Omaha, we’ve spent more than a century earning our reputation of strength and integrity. And while the world looks pretty different than it did in 1909, our reputation endures. You don’t have to take our word for it though. Objective, third-party assessments validate and reinforce Mutual of Omaha’s financial strength. We have consistently earned strong ratings from agencies such as A.M. Best, Standard & Poor’s and Moody’s Investors Service. So, with our IUL products, you can focus on selling a strong, honest product without having to sell the company. We’re a name they know and trust, with
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Upcoming Teleconference: Forms That Speed Up Your Process

Join us for the third installment of our bi-monthly teleconference series with our underwriters! Our Next Teleconference is scheduled for August 22, 2019, 10 a.m. CST Topic: Forms That Speed Up Your Process When: Thursday, August 22 at 10 am Central Conference Number: 1-866-220-3018 Conference ID: 6398347 Check out this flyer for all the details.   Do you have questions on the topic, or do you have something you’d like to discuss? Email distribution.marketing@mutualofomaha.com prior to the teleconference.   Upcoming Teleconference: Forms That Speed Up Your Process   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

MACRA Changes

As carriers begin to release High Deductible G rates for MACRA, CSG Actuarial will be adding them to the MarketAdvisor quoting tool. Agents can select High Deductible G from the plan selection list, but must enter an effective date of 1-1-2020 to view results. CSG Actuarial is tracking each state’s progress on implementing MACRA-related changes. Click here to download our MACRA Tracking Grid. To learn more about MACRA, download the NAIC’s frequently asked questions here.   MACRA Changes   #goldencareagent #csgactuarial
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

New Carrier Added to CSG E-Application Platform

On July 1, CSG Actuarial added Heartland National Life Insurance Company to the Medicare Supplement E-Application Platform. Agents can submit applications in 10 states – DE, IA, MD, NC, ND, NM, OH, PA, SD and WV. Heartland offers Plans A, G, N in all 10 states with a subset of states offering Plans B and/or C. Heartland will be releasing additional states later this year. Heartland National Life is the third carrier to be added to the E-Application Platform. Aetna and Mutual of Omaha companies were added earlier this year. CSG Actuarial is excited about the expansion of our E-Application
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

Accelerated Underwriting for TLA

Our Accelerated Underwriting program for Term Life Answers is easy. Submit a Speed eTicket (drop ticket), ExamOne contacts the client — we take care of the rest. The best part? We’ll provide an underwriting decision in 48-72 hours! Click here to find out which of your clients could qualify for Accelerated Underwriting. If you have questions, please contact your Mutual of Omaha Account Executive or Sales Director.   Accelerated Underwriting for TLA   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Video: Go Behind the Scenes with an LTC Underwriter

We’re excited to bring you the first in a series of video interviews with members of our underwriting team! This video interview is with the manager of our underwriting area, Demerri Bond. She’s spent the last 20 years on our long-term care underwriting team, but before that, she was a long-term care nurse. The transition from being someone providing care to someone providing benefits for those who need it has given her a unique perspective that you’ll want to see. Check it out! NEW FEATURE Not discussed in this video is a brand-new option for applicants 59 and younger. In
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated Product Portfolios and Underwriting Guides

The Life Insurance Underwriting Guidelines and Product Portfolio have been updated and are now available to order. Click below to view/download directly: Underwriting Guidelines Product Portfolio   All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director.   Updated Product Portfolios and Underwriting Guides   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Our IUL Products are Built Strong

Our strong IUL products keep it simple. At Mutual of Omaha, strong doesn’t mean fancy or complex, tricky or manipulative. It means being able to stand out in the light with products we’re confident in and offering them clearly and honestly — no frills, no fuss. That’s why we created our IUL products the way we did — straightforward, simple and low-cost. Our IUL products do what IULs were originally designed to do — offer upside potential with downside protection, and they do it simply enough for your clients to understand what they’re buying. Simple, honest IUL products that do
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

New Underwriting Guideline Offering

From the Desk of Amanda Blackburn We appreciate your business, value your relationship and always want to keep you informed. Mutual of Omaha is currently reviewing and will begin updating the MutualCare® Solutions underwriting guidelines soon. Until then, we want to share a great new service regarding physical exams with you effective immediately! Regardless of age, our underwriting guidelines require an applicant to have completed a favorable physical exam within the past 2 years. If no exam has been completed, clients have the following options to meet this requirement. Option 1 — All Applicants Schedule and complete an exam with
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).