Good news! We’re eliminating our COVID-19 restrictions

March 31, 2022 | by | Comments Off on Good news! We’re eliminating our COVID-19 restrictions

Eliminating COVID-19 restrictions and more Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While the pandemic isn’t over, we feel we have
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Categories: Industry News, Life Insurance, and Securian.
Tags: Coronavirus, COVID-19, hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, pandemic, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting restrictions, Underwriting', and virus.

SecureCare III now available to illustrate

March 21, 2022 | by | Comments Off on SecureCare III now available to illustrate

All good things come in threes At least that’s our philosophy. And we think you’ll agree when you see what SecureCare™ III has to offer you and your clients. It has everything you love about its predecessor — a cash indemnity benefit for long-term care (LTC) clients can use however they want — plus more flexibility. The three new features we think you’ll be most excited about: Simplified product design Three return of premium options, including LTC Boost1 Enhanced flexibility to customize the policy for each client’s needs Head over to our illustration system to discover SecureCare III, an LTC
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Categories: Industry News, Life Insurance, and Securian.
Tags: hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

Coming soon – SecureCare III

March 7, 2022 | by | Comments Off on Coming soon – SecureCare III

Give your LTC clients a boost We heard you. And built the long-term care (LTC) solution you want: SecureCare™ III, a hybrid LTC plan built on a nonparticipating whole life insurance policy. It has all the things you love about its predecessor — a cash indemnity benefit for LTC with no fine print or restrictions about how it can be used — plus more flexibility. Now clients can choose the protection that matters most to them: Maximize protection on their premium dollars with full return of premium OR Maximize leverage on their premium dollars with LTC Boost1 Join us on
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Categories: Industry News, Life Insurance, and Securian.
Tags: hybrid, insurance, life, Life Insurance, linked benefit, Minnesota Life, prescreen, SecureCare, SecureCare III, SecureCare UL, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

Ready for next level digital illustration experiences?

January 24, 2022 | by | Comments Off on Ready for next level digital illustration experiences?

The tools you need to close the sale-all in one spot What if every illustration included an interactive web-based client presentation? At Securian Financial, we’ve created an innovative digital illustration presentation page on both Eclipse Accumulator Indexed Universal Life (IUL) and Variable Universal Life (VUL) Defender illustrations. You’ll find this tool makes it simple to present, answer client questions, provide resources and submit cases by providing: an interactive graph based on illustrated values sections for easy product presentation added resources to help your client understand the product and track their policy status once they apply easy-to-access link to submit your
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Categories: Industry News, Life Insurance, and Securian.
Tags: eValuate, health prescreen, insurance, life, Life Insurance, Minnesota Life, prescreen, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting process, and Underwriting'.

Securian: A holiday service message

January 10, 2022 | by | Comments Off on Securian: A holiday service message

A holiday service message Dear valued partners, Thank you for your business and patience throughout 2021. I recognize Minnesota Life/Securian Life life and annuity service results have been inconsistent in a number of areas. We are working hard to improve our service offerings and meet your needs. We take our commitment to service quality and your experience as our customers very seriously. The investments we have been making in service stabilization give us confidence that you will see a marked improvement in 2022. I want to extend gratitude for your relationship and perseverance in protecting the hopes and dreams of
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Categories: Industry News, Life Insurance, and Securian.
Tags: happy holidays, holiday, Holiday Greeting, Holiday Greetings, holiday message, holidays, insurance, life, Life Insurance, Minnesota Life, prescreen, Securian, Securian Financial, Securian Life, and Securian Life Insurance Company.

Underwriting hot topic: COVID-19 guidelines extension

January 10, 2022 | by | Comments Off on Underwriting hot topic: COVID-19 guidelines extension

COVID-19 guidelines continue until March 31, 2022 In 2020, Securian Financial began implementing participation limits in response to COVID-19. We’ve actively reviewed and updated these participation guidelines as we continued to monitor COVID-19’s impact. The changes we implemented July 1, 2021, will now be extended through March 31, 2022. View guidelines   Contact us Questions? Call our Securian Life Sales Support Team at 1-888-413-7860, option 1.   #goldencareagent #securian
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Categories: COVID-19, Industry News, Life Insurance, and Securian.
Tags: eValuate, health prescreen, insurance, life, Life Insurance, Minnesota Life, prescreen, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting process, and Underwriting'.

New! eValuate underwriting quote process

December 6, 2021 | by | Comments Off on New! eValuate underwriting quote process

Get an underwriting quote in minutes At Securian Financial, we know your time is valuable and you shouldn’t have to wait weeks for a quote. So, we’ve been working with Paperless Solutions GroupSM to offer you and your clients access to eValuate, a quoting tool that provides underwriting quotes in minutes. When eValuate launches in early 2022 it will provide: Fast underwriting quotes for a variety of impairments Dynamic quoting – as you enter more information, the quote updates automatically The ability to see multiple carriers’ quotes by quote class Please note, eValuate is not available for SecureCare Universal Life
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Categories: Industry News, Life Insurance, and Securian.
Tags: eValuate, health prescreen, insurance, life, Life Insurance, Minnesota Life, prescreen, Securian, Securian Financial, Securian Life, Securian Life Insurance Company, underwriting process, and Underwriting'.

NGL EssentialLTC Underwriting Form and Flyer

October 25, 2021 | by | Comments Off on NGL EssentialLTC Underwriting Form and Flyer

Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, field underwriting, health prequalification, health prescreen, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, prequalification, prescreen, underwriting prequalification, and underwriting process.

A New LTC Producer Uses Underwriting Tools to His Advantage

February 22, 2021 | by | Comments Off on A New LTC Producer Uses Underwriting Tools to His Advantage

Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Custom Solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However, during the prescreen Don learned of a pre-diabetes diagnosis. Unsure how to proceed, Don consulted the Underwriting Guide. Under “Diabetes” the guide
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: case study, Long-Term Care, long-term care insurance, LTC, ltc underwriter, ltc underwriting, LTCi, mutual of omaha, omaha, prescreen, and Underwriting'.

Case Study: A New LTC Producer Uses Underwriting Tools to His Advantage

August 24, 2020 | by | Comments Off on Case Study: A New LTC Producer Uses Underwriting Tools to His Advantage

Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Custom Solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However, during the prescreen Don learned of a pre-diabetes diagnosis. Unsure how to proceed, Don consulted the Underwriting Guide. Under “Diabetes” the guide
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: case study, Long-Term Care, long-term care insurance, LTC, ltc underwriter, ltc underwriting, LTCi, mutual of omaha, omaha, prescreen, and Underwriting'.