Waiting a Few Years on Life Insurance May Add Up

Often, when meeting with clients to discuss life insurance solutions, they want to “think about it” before making their decision. But what they don’t realize is that this delay may impact the amount of income they can take from his policy in the future. Waiting even just a few years could change the income potential by thousands of dollars a year. Review this Income Advantage IUL Sales Idea to see a case study that shows what your clients might be giving up, just by waiting. If you have questions, please reach out to a member of your Brokerage Life Sales
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective May 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective May 1, 2022: Impacted Policy Forms Impacted States LTC04I Michigan, Nebraska LTC04G Michigan LTC04I7 Michigan, Nebraska LTC09M Michigan, Nebraska LTC06UI Michigan, Nebraska LTC09U Michigan, Nebraska LT50, NH50, HCA, NHA & LTA Alabama, South Carolina and Utah   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Foundation 2021 Community Investment Numbers

Mutual of Omaha Foundation 2021 Community Investment Numbers February 21, 2022 (OMAHA, Neb.) — Last year, the Mutual of Omaha Foundation granted more than $5 million to 120 local nonprofit organizations. Operating with a mission to break the cycle of poverty and invest in projects that strengthen the Omaha metropolitan area, the organization provided grants that focused on basic needs, adult self-sufficiency and youth development. “This past year, our refugee grantees experienced heightened needs,” said Gail Graeve, executive director of the Mutual of Omaha Foundation. “While navigating the on-going pandemic, our community experienced an unexpected surge in refugees. Supporting their
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Real World Wins: Cancer Insurance

62-year-old Rodger has worked as a forklift operator for 37 years. His family is concerned at the thought of how they would cover expenses if Rodger were to be diagnosed with cancer, since they do not have a large savings and his family relies on his income. Thankfully an insurance agent helped to convince Rodger of the advantages of Mutual of Omaha’s Cancer Insurance: Backed by a strong company with excellent customer service Provides benefits to cover expenses related to a cancer diagnosis Competitively priced to fit most budgets Roger decided that Mutual of Omaha’s Cancer Insurance was the right
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Updates to the Mutual Income Solutions Dashboard

Exciting updates to the Mutual Income Solutions Dashboard make the tool even easier for you to use and navigate. Here are a few of the newest updates: You can now access the Underwriting Guide in both the e-App tool and the Quote tool. Both tools contain quick-access links to the Underwriting Guide so you can access and reference the guide at any point in the process. Previously the Dashboard did not allow sorting columns by the Producer Name column. This functionality has been added and the dashboard now supports sorting this column just like all the other columns in the
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Give Your Clients the Best of Both Worlds

It’s good to have choices. Mutual of Omaha’s long-term care policies allow insureds to choose how they prefer to receive policy benefits – either cash up front or traditional reimbursement. While other companies may offer cash, Mutual of Omaha’s cash benefit has no elimination period. That makes this concept well suited for: People who worry their policy may not pay for the type of care they need in the future People who like to make sure all their bases are covered People concerned about having to satisfy an elimination period before policy benefits begins Read the Sales Idea to learn
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Okta Registration for SPA Reminder

Final Reminder: Effective February 24, 2022, Mutual of Omaha is modernizing the way producers and marketers securely access our network and applications by implementing a new platform called Okta. We encourage you to register for Okta immediately, to avoid business disruption. NOTE: SPA login credentials cannot be shared. This change impacts the agent portal, Sales Professional Access (SPA). Before registering for Okta, make sure your contact information on SPA is current. The contact information on file will be used for authentication. If you are unsure of your contact information on file, click here for instructions on how to check or
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Making a Case for Return of Premium

Return of premium riders often are misunderstood. Sure, they may add to the cost of a policy. On the other hand, they can be just what a client needs to feel comfortable making a buying decision. With three return of premium options available on Mutual of Omaha’s MutualCare® Custom Solution policy, you are sure to find one that can turn a skeptical prospect into a confident customer. Read the Sales Idea to learn more.   Making a Case for Return of Premium   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Medicare Supplement Premium Savings Help your clients save money with cost-sharing Plan N and High Deductible Plan G.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Idaho Regulation Changes Materials Available Materials are now available for the regulation changes in Idaho, effective March 1, 2022.   Dental: The Perfect Fit Make sure you are providing your Medicare clients insurance for all their health care needs, including dental insurance.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Enjoy the Ride

Effective February 1, 2022, TLE 30T Return of Premium (ROP) now has Critical Illness and Chronic Illness Riders available in addition to the Terminal Illness Rider. These riders allow your clients to access a portion of their death benefit early due to terminal, chronic or critical illness. Our TLE ROP product is a great way to provide your clients with options, and now, it’s better than ever. Learn more about these changes with this flyer. Here’s what you need to know: New Riders Chronic and Critical Illness Riders will be added to TLE 30T ROP. Rate Adjustments TLE 30T ROP
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Categories: Consumer Marketing Materials, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).