Important TLE e-App Transition Update Beginning Wednesday, January 22, 2020, you will begin seeing a blocker page if you try to start a new application in the TLE – Traditional e-App on iPipeline. You can no longer start new applications using the TLE – Traditional e-App. To start a new e-App, please use the updated e-App, TLE – Point of Sale Decision. The blocker page will include the instructions below for completing a new application: Go to the Case Information page Select the “Find Available Products” button Select “Term Life Express Point of Sale Decision” as the product Complete the
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Tax Advantages of Disability Income Insurance
The taxation of disability income insurance is straightforward – especially in individual cases. However, surprises can occur if policies are set up incorrectly as unexpected taxation of a benefit reduces available funds at precisely the wrong time. Individual DI In terms of taxes, individual DI is rather clear cut. Premiums paid by individual policyholders are non-deductible as they are not considered an eligible medical expense on Schedule A. Also, benefits are not included as income and therefore not taxable. Employer-Paid DI In disability income cases where a business entity is involved, the tax implications are varied. Here are some common
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Medicare News – Omaha Family of Companies
Medicare Supplement: High Deductible G in HI, IN, ME, PA Effective January 24, 2020 the new High Deductible Plan G will be available for sale in Hawaii, Indiana, Main and Pennsylvania. Rate Adjustment-MS and NC United of Omaha policy holders will notice a rate adjustment for the states of Mississippi and North Carolina. Florida Med Supp Outline Change With MACRA changes, the Florida outline of coverage now only displays monthly rates. Spotlight on Dental- Taking an App It’s easy to give your clients the dental coverage they need and it starts with the application. Explanation of
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The Critical Advantage® Portfolio Refreshed Material is Here
The new Critical Advantage marketing material is here! Time for you to kick the year off right and start selling now. Not only does the marketing material have a new look, it’s been updated to be more customer friendly and have the latest statics and product details. The Critical Advantage products; Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance, pay the expenses health insurance does not cover. Things like copays, deductibles and any other out-of-pocket expense. To view the new material, click here for Sales Professional Access. You can also order the new material through your normal ordering channels.
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A Fresh New Look for Our IUL Materials
Our IUL products provide your clients with life insurance protection while also offering upside potential by linking the product’s accumulation value to the upside performance of a market index. On Life Protection Advantage, our protection-focused product, the accumulation value can help extend the death benefit beyond the no-lapse protection period. On Income Advantage, our accumulation-focused product, the cash value can help provide future supplemental income for retirement, college funding, or other expenses. We have just updated our IUL materials with a fresh, new look for the new year! The new materials are available for download on the Sales Professional Access
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Express Reference Guide, Life Insurance Products
United of Omaha’s Express Life Products Reference Guide can provide you with the underwriting requirements – such as the height and weight chart as well as examples of ineligible conditions – on our Simplified Issue products. United of Omaha Simplified Underwriting products include: Term Life Express, Guaranteed Universal Life Express, Indexed Universal Life Express, Living Promise Final Expense, Children’s Whole Life, and Guaranteed Advantage. This is a great piece to download and keep with you to use as a reference guide! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email
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Our IUL Philosophy: Simplicity and Transparency
Simplicity: One of the things that sets our Life Protection IUL and Income Advantage IUL products apart are their simplicity of design. At United of Omaha, we do not believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Our IUL Portfolio Flyer provides you with an overview of how our two IUL products work and the client-friendly features that differentiate our products. Transparency: At United of Omaha,
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Holiday Telephone Solicitation Bans for the Month of February 2020
Please be aware of the following holiday telephone solicitation bans for the month of February. On Monday, February 17, 2020: Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Presidents Day On Tuesday, February 25, 2020: Alabama and Louisiana prohibit unsolicited marketing calls to residents in observance of Mardi Gras Holiday Telephone Solicitation Bans for the Month of February 2020 #goldencareagent #mutualofomaha
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Updated LTCi Tax Advantages Flyers
A unique advantage of traditional LTCi is the tax benefits it offers to your clients. The LTCi tax advantages flyers are now updated with the 2020 eligible deduction amounts. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars to purchase long-term care insurance. The flyers are now available for immediate download on forms and materials. Click below to view/download directly: 2020 Consumer Tax Guide 2020 Small Business Tax Guide If
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments-March 2020 View upcoming rate adjustments for IL, IA, MI, SD and WV. Spotlight on Dental- The Need If you are not selling dental to your Medicare supplement clients, you may be missing the opportunity to help meet one of their important healthcare needs. 2020 Marketing Credits Program Learn how you can earn extra cash for your Medicare supplement and dental sales. Medicare Advantage and Prescription Drug Plans: MA/PDP Reminders Some reminders regarding comp, case monitoring and contact information for our Medicare Advantage and PDP products. #goldencareagent #mutualofomaha
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