Painting a picture is the best way to ensure your cases are issued quicker When underwriting your LTCi cases, Mutual of Omaha looks at the total picture, including your client’s health, cognitive status and lifestyle. So, the better job you do painting a picture of your client’s situation, the faster the underwriting process will go. Mutual of Omaha knows your LTCi clients are more than a list of diagnoses. Even people with chronic health conditions can be viewed favorably as long as they’re physically and socially active and working with a physician to manage their health. But underwriting has to
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IUL Express in Four Simple Steps
The IUL Express process guide takes you through the step-by-step process to sell IUL Express. This guide walks you through: How to run an IUL Express quote How to complete and submit the application packet Simplified underwriting Delivering the policy Looking for even more training on IUL Express? Check out our producer training video on MutualofOmaha.com/Simple. IUL Express in Four Simple Steps #goldencareagent #mutualofomaha #life
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Mutual of Omaha ILTCI Status Update
From the Desk of Steve Pike As concern with the global coronavirus (COVID-19) outbreak grows domestically, Mutual of Omaha has made the difficult decision to withdraw its participation from the 2020 ILTCI Conference in Denver on March 29-April 1st. The Punch Bowl Social hospitality event scheduled on Monday, March 30th, is also canceled We apologize for any inconvenience this may cause and look forward to our continued support to the ILTCI conference in the future Steve Pike National Sales Director – LTC, DI, CI (800) 693-6083 Contact Me Mutual of Omaha ILTCI Status Update E3422 #goldencareagent #mutualofomaha
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Supplementing Disability Income Insurance Coverage
Some consumers may have a disability income policy insurance through their employer, it’s important to ask them about how the policy would pay. Consider whether the policy’s monthly benefits would begin to pay benefits soon enough. Clients need to understand their existing coverage to help solve the protection gap. One solution is to supplement current employer coverage with an individual short-term disability income insurance. Short-term coverage can help pay monthly benefits sooner than an employer’s long-term disability insurance policy. And it can pay up until the time employer-sponsored benefits begin. As a producer, you can provide more complete income protection
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Your Guide to Selling Critical Advantage
Wondering how to get started selling Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance from our Critical Advantage portfolio? Here’s everything you need to know. It’s easy to understand. The policy pays cash upon diagnosis. There are no medical bills to collect and submit It’s easy to sell. With only three knock-out questions for benefits up to $50,000 for Cancer coverage, you know on the spot if a policy can be issued It’s quick to issue. Express underwriting means your policies are issued in a matter of days, so you get paid quickly The Marketing Tools for Success flyer
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for AZ, CA, CO, MD, NM, SD, TN, UT. Brokerage Health Webinar Series Mark your calendars for our second webinar of 2020, PDP-A Year-Round Sales Opportunity. Medicare Advantage and Prescription Drug Plans: Importance of Medicare Advantage Follow-up Appointments Learn about the importance of follow up calls for Medicare Advantage policy holders. #goldencareagent #mutualofomaha
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Return of Premium… Like a Money-Back Guarantee
Did you know? Return of premium can turn a skeptical prospect into a confident customer. Will your clients need long-term care services? No one knows for sure. So if they hesitate to purchase a policy because they don’t want to end up paying for something they may never use, here’s how to ease their concerns. Explain how adding optional return of premium rider is like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. With three return of premium options available from Mutual of Omaha, you’re sure to
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Introducing Mutual Perks for Mutual of Omaha Policyholders
Everyone loves a good deal. Whether it’s a discount at a favorite store or restaurant, savings on eyeglasses and hearing aids, a reduced rate on a home mortgage or a low-cost gym membership, the Mutual Perks program is designed to help some of your clients keep more money in their pockets. What’s Included in the Mutual Perks Program? Coupons & Discounts – Discounts at local restaurants and retailers, as well as a variety of national online merchants – many of the places where your customers already spend their dollars. Provided via AccessPerks Health & Fitness Programs – Also known as
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Order Now! New MutualCare® Solutions Applications Available
Paper Applications ORDER TODAY! New paper applications are available for order. These applications reflect the no cash with application and conditional coverage changes effective 2/23/2020. The version being replaced must be signed and received in the Home Office no later than 2/29/2020. If received in the Home Office after 2/29/2020, the application will not be accepted. E-Applications Reminder: If you have a pending e-application that was started prior to 2/23/2020, you can access your pending app, complete and submit like normal. The pending e-Application must be signed and received in the Home Office no later than 2/29/2020 or it will not
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There is a New Critical Illness Built-in Return of Premium Consumer Flyer
Great News! Now you can do more than just talk to your clients about Critical Illness built-in return of premium, you can show them with a new consumer facing flyer. Here’s how it works; if your client dies while the policy is still in force, a beneficiary will receive any premiums paid in, minus any policy benefits or optional riders paid to your client. And again, this benefit is built-in to the policy–there is no additional charge for this benefit. To download this new flyer, click here. It’s also available through normal ordering channels. Note: Return of Premium is
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