Competitive Premiums and Protection with Life Protection Advantage IUL

October 11, 2021 | by | Comments Off on Competitive Premiums and Protection with Life Protection Advantage IUL

Life Protection Advantage IUL not only has competitive premiums, but it’s built to provide your clients with death benefit protection they can depend on. And, qualifying Life Protection Advantage policies come with a Guaranteed Refund Option (GRO) rider—so if your client no longer needs their coverage, there are seven 60-day windows in which they can surrender their policy and receive a refund of premiums (up to 50 percent at the end of year 15 and up to 100 percent at the end of years 20 through 25.) Find out the many ways your client can customize their Life Protection Advantage
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Indexed UL, indexed universal life, insurance, IUL, Life Insurance, Life Insurance Awareness Month, Life Protection Advantage, Life Protection Advantage IUL, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliates, and United of Omaha.

Medicare Solutions – Omaha Family of Companies

October 11, 2021 | by | Comments Off on Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Policyholder Information Enhancements Mutual of Omaha has made an exciting enhancement to the Policyholder Information link located on the home page of Sales Professional Access.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Heads Up – 2022 Marketing Credits Program is Live! The 2022 Marketing Credits program started on October 1, 2021. This program period runs from October 1, 2021, to September 30, 2022, with credits able to be spent until December 1, 2022.   New Medicare Supplement Plans in Oregon Effective October
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.

Make Your Annual Enrollment Period Journey a Smooth One

October 8, 2021 | by | Comments Off on Make Your Annual Enrollment Period Journey a Smooth One

Things to Know Before You Leave the Launch Pad Before the Millennium Falcon made the jump to light speed, Han Solo was careful to plot coordinates to his destination or risk smashing into a planet or asteroid field. As you race to meet your clients’ needs during the Annual Enrollment Period, make sure you’re familiar with these key rules and regulations to make your journey through space a smooth one: Guaranteed-Issue Rights It’s important to know if your clients have guaranteed-issue rights and what plans are available to them. Proof of Medicare Advantage Disenrollment You’ll need to submit document for
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: AEP, Annual Enrollment Period, insurance, medicare, Medicare Season, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Open Enrollment, Open Enrollment Period, Sales Season, Selling Season, United World, and United World Life Insurance Company.

The Perfect Compliment to Existing Coverage

September 27, 2021 | by | Comments Off on The Perfect Compliment to Existing Coverage

The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director.   The Perfect Compliment to Existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: Cancer Heart Attack Stroke, Cancer Lump Sum, CHS, critical advantage, critical illness, Critical Illness Insurance, heart attack, Heart Attack & Stroke, income replacement, insurance, Lump Sum, Lump Sum Cancer, Lump Sum Cancer Heart Stroke, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Controlled Business FAQ

September 27, 2021 | by | Comments Off on Controlled Business FAQ

How does the insurance industry define controlled business? Insurance business over which an insurance producer is able to exercise personal influence. Some states prohibit a producer from obtaining or continuing to hold a producer license if more than a certain percentage of the producer’s business is generated through controlled business.* * https://www.naic.org/documents/prod_serv_marketreg_stl_hb.pdf   How does Mutual of Omaha define controlled business? An application is considered controlled business when the producer is related to the proposed insured or owner. Additional controlled business indicators include same last name and bank account information.   Our controlled business FAQ can help explain what controlled
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: controlled business, insurance, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and United of Omaha.

Updated Occupation Question in e-App

September 27, 2021 | by | Comments Off on Updated Occupation Question in e-App

The occupation question for Indexed Universal Life Express (IUL Express) and Term Life Express (TLE) e-Applications will now feature a pick-list format with clarifying questions. When an occupation is selected from the pick-list any associated clarifying questions will populate and you will receive an instant underwriting decision based on the answer(s) given. If “Other Occupation” is selected, no clarifying questions will populate. Below is a screenshot of the new format:   If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083.   Updated Occupation Question in e-App   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: e-App, e-Application, electronic application, express, Express Underwriting, insurance, IUL Express, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, Occupation, Occupation Question, omaha, Term Life Express, TLE, Underwriting', and United of Omaha.

Medicare Solutions – Omaha Family of Companies

September 27, 2021 | by | Comments Off on Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Medicare Supplement Underwriting Rules An important reminder about CMS requirements for Open Enrollment and Guaranteed Issue Medicare supplement applications.   Here Today, Gone Tomorrow: AEP is Coming The Annual Enrollment Period is a great opportunity to grow your business and help your clients find the Med supp insurance plan that protects them best.   New Medicare Supplement Plans in Michigan Effective October 7, 2021, you may begin selling new Medicare supplement plans in Michigan.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: insurance, Med Supp, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha Insurance, Omaha Supplemental Insurance Company, and OSIC.

Are You Ready for the Annual Enrollment Period?

September 27, 2021 | by | Comments Off on Are You Ready for the Annual Enrollment Period?

The Annual Enrollment Period Journey Begins Soon The upcoming Medicare Annual Enrollment Period is your chance to help meet your senior-age clients’ needs. As you prepare for this fast-paced journey – the Annual Enrollment Period begins Oct. 15 and ends on Dec. 7, 2021 – here are just some of the ways Mutual of Omaha supports your sales efforts: Easy-to-Use e-Apps Our Med supp e-App is the easiest and fastest way to get business issued. Attention-Getting Marketing Resources Make a strong first impression with our marketing and prospecting materials. Value-Added Perks for Customers All Med supp policies include perks to
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Dental, dental insurance, insurance, medicare, Medicare Solutions, Medicare Supplement, Medicare Supplements, Medigap, mutual of omaha, Mutual of Omaha Insurance Company, omaha, prescription, prescription drug, Prescription Drug coverage, Prescription Drug Plans, Rx, Rx coverage, Rx plan, United World, and United World Life Insurance Company.

Exciting News on Life Protection Advantage IUL

September 22, 2021 | by | Comments Off on Exciting News on Life Protection Advantage IUL

From the Desk of Michael Sladek Life Protection Advantage IUL Product Enhancement We are pleased to announce that beginning September 24, 2021, we will be extending Life Protection Advantage IUL’s long-term no-lapse protection guarantee from age 85 to age 90. And, we are providing this additional 5-year guarantee at no additional cost! This exciting new enhancement will help make Life Protection Advantage even more competitive in the industry. In addition to providing protection that is guaranteed to age 90 at competitive premiums, Life Protection Advantage also offers: Competitive Protection Beyond Age 90 While the average 50-year-old in the U.S. has
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Discover IUL, Indexed UL, indexed universal life, indexed universal life express, insurance, IUL, IUL Express, IULE, life, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, Michael Sladek, Mutual Income Solutions, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Sales Idea: Built-in ROP on Critical Illness Insurance

September 22, 2021 | by | Comments Off on Sales Idea: Built-in ROP on Critical Illness Insurance

Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
Tags: CI, critical illness, Critical Illness Insurance, diagnosis, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, return of premium, and ROP.