Condition-Related Marketing: Osteoporosis

Condition-Related Marketing: Osteoporosis Just because a client received a concerning health diagnosis, that doesn’t mean they won’t qualify for long-term care insurance. Our condition-related marketing series helps you understand what clients are going through so that you can assist them in successfully applying for an LTCi policy. Check out our osteoporosis flyer.   Condition-Related Marketing: Osteoporosis   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Termination notices mistakenly sent to some CA producers

Some California agents may have received a notice from Thrivent about their CA license being inactive and their appointments being terminated. In late May, the CA DOI system was down while they transitioned to a new system. This then caused downstream issues with reports that let the insurance carriers know who no longer has an active CA license. Thrivent is going through all the CA agents currently appointed to correct any issues. Please reassure agents that if their licenses are not inactive, that their appointments are okay and there is nothing they need to do at this time. We’re sorry
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Categories: Industry News, Long-Term Care, and Thrivent.

Care Solutions News, May 2022

Care Solutions Sales & Support Teams Find your key sales contacts using our current territory map.   Tools and resources Our 2021 Financial Results The 2021 OneAmerica Annual Report is now available. If you are interested in further details about our financials, please refer to the following resources for additional information: About OneAmerica About OneAmerica Fact Sheet (C-26066) About Financial Ratings Financial Ratings Data Sheet (C-26210) About State Life About State Life (C-26169) About AUL About AUL Fact Sheet (C-26067) Spread the Word: OneAmerica Is Here For Your Clients The unexpected can change everything in the blink of an eye.
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Do pictures speak louder than words?

The need for long-term care insurance becomes apparent when you see how it benefits real-life customers. These flyers are learning tools you can turn into powerful sales tools by describing how an LTCi policy helped both Mutual of Omaha policyholders and their families. Real People. Real Stories. How LTCi impacts people’s lives. Thomas’s Story Given a life expectancy of six months, Thomas used his policy to get home health care and hospice end-of-life services. View the Flyer   John’s Story After John suffered a stroke, his wife used the care coordination provision of the policy to help her locate adult
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Announcing Price Decrease for our Asset Care Portfolio

Announcing Price Decrease for our Asset Care Portfolio JEFF LEVIN, VP, CARE SOLUTIONS Today, OneAmerica is announcing a price decrease on our Asset Care product portfolio nationwide, effective May 26, 2022. OneAmerica® was one of the first companies to increase prices on our asset-based LTC product back in 2019. While not popular, that decision made our product more resilient and created a solid future to serve our customers. Because of this approach, this product has remained a strong option in the asset-based long term care market and we are now one of the first companies to be able to offer
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Reasons to use a 1035 Exchange

Reasons to use a 1035 Exchange Is your client looking to fund a long term care insurance (LTCi) policy but not sure how to do it? They may already have the funds and not know it! Using a 1035 Exchange allows your clients to exchange surrender value (principal and tax-deferred gains) of a life insurance or annuity contract for a LTCi policy. A new LTCi policy could be a better fit for your client’s current and future needs more than an existing life or annuity contract they may have. Download our 1035 Exchange Flyer to learn more. 1035 Exchange Flyer
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Categories: Consumer Marketing Materials and National Guardian Life.

Inforce Long-Term Care Insurance Rate Adjustments Effective August 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective August 1, 2022: Impacted Policy Forms Impacted States LTC04G Wisconsin LTC04I Illinois, Iowa, Wisconsin LTC04I7 Illinois, Iowa, Wisconsin LTC09M Illinois, Iowa, Wisconsin LTC06UI Colorado, Illinois, Iowa, Wisconsin LTC09U Illinois, Iowa, Wisconsin LT50, NH50, HCA, NHA & LTA Idaho, New Hampshire, Pennsylvania, Texas, Wisconsin HCAQ, NHAQ and LTAQ Pennsylvania, Texas, Wisconsin   For details on yearly rate adjustment percentages, view the supplemental
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Thrivent and State Long Term Care Partnerships

Thrivent and State Long Term Care Partnerships Thrivent offers unique inflation options to help design plans that meet partnership requirements, while maintaining affordability. The Flexible Increase Benefit (FIB) rider offers puts your clients in change of their benefit growth. The FIB option can be partnership qualified (dependent on age) in 26 states as long as you meet the buy-up requirements for that state. Learn about the FIB by clicking here. Annual Increase Benefits available include 5%, 3%, 2% and 1% compound. The 1% and 2% options are considered partnership-qualified (depending on age) in over 20 states. This can help make
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent LTCi partnership flyer now available

State Partnerships Flyer: Thrivent has just released a new consumer piece on the LTCi State Partnership Programs. This flyer gives prospects a better understanding of how the partnership programs work, along with an example showing assets with and without partnership protection. This piece is available at the links below. It can also be downloaded from the Marketing section of iPipeline’s FormsPipe tool. Hard copies can be ordered from www.tfltcstore.com (available to appointed producers only). State availability: Currently not available in Indiana, California (no partnership policy), or New York (no Thrivent policies). ICC Version   Non-ICC Version Use for AZ, CT,
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Categories: Industry News, Long-Term Care, and Thrivent.

Get Your LTCi Business Placed Faster

From the Desk of Michael Sladek and Corri Campbell We’re a few weeks into our LTC Spring Sales contest, and the weather isn’t the only thing heating up! Continue placing your LTCi business in May and June for a chance to earn some great prizes. Here’s what you can do to get your business placed as quickly as possible: Use the e-App. It’s quicker, easier and you’ll be confident everything is in good order List your client’s cell phone number on the application to utilize our text message telephone interview scheduler Use the build chart in the LTC Underwriting Guide
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).