Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Monthly Modal Premium Factor Reduced in 5 Additional States

In addition to the 41 states that already have the lower monthly modal premium factor, on 10/11/19 the monthly modal premium factor changed from .095 to .0875 in an additional 5 states: CT, DE, IN, ND, and SD. This will affect new business and active policies retroactive to their effective date with a refund of premiums.   See our release announcement for additional information regarding: Newly revised illustration software Notification to active policyholders Refund of premiums Release Announcement How to Learn More Contact NGL’s Sales Support Team at (888) 505-2332 or status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.

We typically don’t like to brag, but …

Our Comdex ranking is now 961 At Securian Financial, we take pride in our ratings. That’s because it’s important for you to work with a company your clients can count on when they need it most. Our longevity, financial strength and diversity are testaments to the strength of our company2 – giving your clients confidence when making a purchase. So they can enjoy the here and now. View ratings Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-412-7860, option 1.     1. This ranking is current as of September 2019 and subject to change. 2. Minnesota
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Categories: Industry News, Life Insurance, and Securian.

MutualCare Solutions Portfolio (LTC13) E-App Enhancements

Effective October 12, 2019, MutualCare Solutions (LTC13) applications submitted using the e-application platform through Paperless Solutions Group will now feature an automatic submit process after both the producer and client have signed. During the email signature process If the client signs first, an email will be sent to the producer and marketer that the client signatures are complete. The producer will then need to sign the application and once complete, the application will automatically submit If the producer signs first, an email will be sent to the client to complete their signature. Once the client signs the application, it will
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Illinois Partnership Passive Exchange

In December 2018, Mutual of Omaha announced the Illinois Partnership approval. The next phase of the process begins October 2019. Impacted customers, those with relevant policy forms and meeting state inflation protection requirements, will receive notification letters beginning mid-October. This letter will inform customers their LTC policy is now partnership-approved. Click here to view the Partnership Program page on Sales Professional Access (SPA) for more information on LTC Partnership.   Illinois Partnership Passive Exchange   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Transamerica Agent Resource Center (ARC) Scheduled Downtime

Transamerica Agent Resource Center (ARC) Scheduled Downtime on Saturday, October 12 The Agent Resource Center (ARC) will be temporarily offline on Saturday, October 12 for scheduled website maintenance and enhancements. We apologize in advance for any inconvenience. ARC will return to normal operation on Sunday, October 13. Questions? Please contact the Transamerica sales desk at 888-545-2713.   Transamerica Agent Resource Center (ARC) Scheduled Downtime   #goldencareagent #transamerica
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Categories: Industry News, Long-Term Care, and Transamerica.

Video Interview: LTC Underwriting Insights

Meet our underwriter, Bill Spano. Hopefully, you’ve seen our previous two videos featuring underwriters Demerri Bond and Carol Carville. Their unique perspectives provide helpful insight into our processes and they even provide a few tips for you, as well. Insurance is a family business for Bill Spano- he became an underwriter thanks to the encouragement of his siblings. It seems to be a good fit too, as he enjoys building relationships with agents and brokers, helping them out however he can. Take a couple minutes to check out Bill’s video and you’ll hear him discuss how you can get quick
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

October 17th LTC Underwriting Teleconference: Common Application Declines

Have you added the next LTC Underwriting Teleconference to your calendar yet? Don’t miss October’s Topic: Common Application Declines Our Next Teleconference is scheduled for Thursday, October 17, 2019, 10 a.m. CST When: Thursday, October 17th at 10 am Central Conference Number: 1-866-220-3018 Conference ID: 6382797 Check out this flyer for all the details.   Do you have questions on the topic, or do you have something you’d like to discuss? Email distribution.marketing@mutualofomaha.com prior to the teleconference.   October 17th LTC Underwriting Teleconference: Common Application Declines   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Case Study: Why Clients Get Issued “Other Than Applied”

Camila, a 63-year-old woman in Arizona, applied for MutualCare® Custom Solution. She was quoted Select; however, after underwriting review, a Class I rate was offered. How did this happen? During the application process, Camila hadn’t told her agent about a stroke she had 3 years ago, and it was discovered when the underwriter reviewed her medical records. This stroke history changed Camila’s rate class, and upon discovery the underwriter emailed the agent regarding the rate class change and encouraged the agent to call and discuss options with the client. The agent discussed the rate class change with the client and
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).