We would like to inform you that we have updated our Long-term Care underwriting guidelines, effective immediately. These updates have been made to ensure that we continue to provide the best possible service to your clients while maintaining the highest standards of risk management. We understand these changes may require some adjustments in your current processes, and we are here to help. If you have any questions or concerns about the updated guidelines, please do not hesitate to contact us at (800) 693-6063. New Underwriting Updates for LTC #goldencareagent #mutualofomaha
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Clean Health History Today Doesn’t Guarantee Long-Term Care Insurability
After a devasting diagnosis, a clean bill of health is a wonderful thing. But just because a client currently has a clean medical history, doesn’t automatically mean that they can qualify for long-term care insurance. View our Cancer conditional-related marketing flyer to find out more about the considerations you must take into account when prescreening your clients to help determine their insurability. Clean Health History Today Doesn’t Guarantee Long-Term Care Insurability #goldencareagent #mutualofomaha
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Advanced Markets Minute – March 2023
LTCi as Asset Protection Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTCi as Asset Protection.” Listen Now Your clients could face threats to their assets from taxes, creditors, lawsuits…a variety of sources. But perhaps the biggest threat to their assets is their own health. If your client needs long term care for an extended period of time, their assets could evaporate just as quickly as with any lawsuit or creditor. Luckily, there is asset protection available against the health threat. Long-term care insurance is health insurance, but it should also
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Condition-Related Marketing: Physical Therapy
Condition-Related Marketing: Physical Therapy If a client is currently undergoing physical therapy, there are some key best practices for producers to follow when taking their application. Check out our Physical Therapy flyer. Condition-Related Marketing: Physical Therapy #goldencareagent #mutualofomaha
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LTC Insurance Opportunities Within the Middle Market
You can help middle market clients customize their long-term care insurance (LTCi) policies to best meet their future needs while maintaining affordability. Use the variety of options available to help customize their long-term care policy so that it reflects their individual needs and lifestyle. Read our middle market LTCi sales idea to help you better understand the middle market potential clients—including their motivations, needs and hesitancies. LTC Insurance Opportunities Within the Middle Market #goldencareagent #mutualofomaha
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Download the 2023 LTCi Tax Advantages Flyers
There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars
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Advanced Markets Minute – January 2023
SECURE 2.0 Welcome to the Advanced Markets Minute in both print and audio form. Today we’re going to discuss key provisions of Division T of the Consolidated Appropriations Act of 2023, better known as SECURE 2.0 Listen Now After widespread bipartisan support, the long discussed SECURE 2.0 has passed both houses of Congress and was signed into law by President Biden on December 29, 2022 Just like the SECURE Act of 2019 made significant changes to retirement accounts, SECURE 2.0 implements many more changes and expands on some changes made by the original Act. The new law has close
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Advanced Markets Minute – December 2022
LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
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Advanced Markets Minute – November 2022
Protecting Your Greatest Assets for Life Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Protecting Your Greatest Assets for Life.” Listen Now Most people don’t think of asset protection until they have accumulated some wealth and are faced with a specific threat. But at any point in your clients’ lives they have two significant assets and need to protect them. First, they need to protect their ability to earn an income, and they need to protect what they have built so they can enjoy it in retirement. What if you could
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The LTC Download: Q3 2022
Welcome back to The Download LTC, your quarterly e-newsletter! Check out the latest LTC news below. LTC Awareness Month is Coming Soon As the lion is fearless, so should your confidence in our long-term care insurance portfolio. We have a great lineup of materials heading your way for LTCi Awareness Month! Get more details, including a full event schedule. The Double-Click Register now for our Long-Term Care Awareness Month Claims Webinar for a chance to win some Mutual of Omaha Wild Kingdom swag! We will be announcing 5 lucky winners at the end of the call. Register Now
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