You asked and we listened Your feedback was used to simplify and enhance National Guardian Life Insurance Company’s (NGL) EssentialLTC Long Term Care insurance compensation schedule. These changes are available starting on January 1, 2021. We encourage you to ask GoldenCare about the changes and about signing the new schedule. Simplified compensation structure Your compensation is important to us. We listened to you and heard that you wanted a simplified compensation structure, making it easier for you to understand how you will be paid. Instead of eight levels of age bands, there are now two levels: Issue ages 40-69 Issue
Read More
Important Transamerica Update
The Transamerica companies are part of the worldwide group of Aegon companies. As an international life insurance, pensions, and asset management company based in The Hague, Aegon has businesses in over 20 markets in the Americas, Europe, and Asia. Aegon Capital Markets Day: Leader in investment, protection, and retirement solutions December 10, 2020, 07:00 CET At today’s Capital Markets Day, Aegon CEO Lard Friese announces the company’s new strategy and financial targets for the period 2021 to 2023. Financial Targets 2021 — 2023 Reduce gross financial leverage to EUR 5.0 to 5.5 billion Implement expense savings program of EUR 400
Read More
Thrivent LTC: COVID-19 Underwriting Update
Long Term Care: COVID-19 Underwriting Update Effective 12/8/20: Applicants ages 18-60 who are positive for COVID with no hospitalization, fully recovered and are symptom free for 30 days can be considered for coverage. Applicants ages 61-69 who are positive for COVID with no hospitalization, fully recovered and are symptom free for 60 days can be considered for coverage. If the applicant has not met the 60 day requirement but has a physician’s statement noting they have been seen and are fully recovered can be considered for coverage. Applicants age 70 & up who are positive for COVID with no hospitalization,
Read More
December LTC Claims Webinar – Register Now!
WE’RE HOSTING AN LTC WEBINAR SERIES Join your Mutual of Omaha Claims Team as we cover what happens come claim time. The event is scheduled for Thursday, December 17, 2020 Start Time: 10:30 AM Central Duration: 30 minutes REGISTER NOW! If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. December LTC Claims Webinar – Register Now! #goldencareagent #mutualofomaha #longtermcare
Read More
Next Steps in the LTC Application Process
Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. In reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through the
Read More
Transamerica: Dementia Field Guide
Protecting wealth for an aging America As a financial professional, the question isn’t “if,” but “how many” of your clients will be affected by Alzheimer’s and dementia. Help your clients understand and address the financial implications of this damaging disease. Through our collaboration with the Massachusetts Institute of Technology (MIT) AgeLab, we’ve developed several comprehensive pieces designed to illustrate the costs associated with Alzheimer’s disease and other forms of dementia. Transamerica is a proud supporter of the MIT AgeLab. LEARN MORE If you have any questions, please contact your Transamerica support team: 888-545-2713. #goldencareagent #transamerica
Read More
Transamerica New LTC Social Media Flyer
CONNECT WITH CLIENTS Using These Pre-Built Social Media Campaigns Check out the new LTC social media flyer with all of the resources you need to learn how to market yourself through social media! Reach clients where they are with this pre-built social media kit. We’ve included instructions for use, as well as best practices. Get Guide If you have any questions, please contact your Transamerica support team: 888-545-2713. #goldencareagent #transamerica
Read More
Washington State Long Term Care Trust Act
Important details about the Washington State Long Term Care Trust Act In 2019, Washington Governor Jay Inslee signed the Washington State Long Term Care Trust Act into law, paving the way for a first-in-the nation publicly funded long term care benefit for eligible residents. Get all the details on this law in our new summary flyer. View Flyer If you have any questions, please contact your Transamerica support team: 888-545-2713. Important details about the Washington State Long Term Care Trust Act #goldencareagent #transamerica
Read More
EssentialLTC Long-Term Care Updates
Coming soon – all policies will have copies of schedule pages You asked and we listened. Beginning on Wednesday, November 25, all issued policies will now be accompanied by copies of the schedule pages for your convenience. These copies are intended for you to easily keep a copy of the schedule pages for your own records before you forward the policy to the policyholder. Copies of schedule pages will be issued with all National Guardian Life Insurance Company (NGL) EssentialLTC policies, except for California which will be available at a later date. Underwriting tips and refresher Do you need a
Read More
Added TV advertising to boost brand awareness during the holidays
Added TV advertising to boost brand awareness during the holidays Building upon the success of our TV brand launch earlier this year, Thrivent commercials are back on the air. The ads share our brand messages—money as a tool, expert financial guidance, and living lives full of meaning and gratitude—and are supported visually with warm images of home and family, which are welcoming during these holiday months. Running through Dec. 31, this significant fourth-quarter advertising investment is comparable in size to the summer media blitz that kick-started our brand awareness campaign in July. The media buy features our live action TV
Read More
