Now Earn Double Credit on Ten Pays | NGL’s Producer Circle

New enhancements to help you qualify! Double credit on placed Ten Pay Premium LTC To help increase your chances to qualify for NGL’s Producer Circle, you will automatically receive double credit on placed Ten Pay Premium LTC from 08/01/2022 – 12/29/2022. Earn a $1,000 Amazon gift card The producer who places the largest aggregate premium of Ten Pay LTC from 08/01/2022 – 11/30/2022 will earn a $1,000 Amazon gift card.   NGL’s Producer Circle Requirements Producer’s personal production only will be applied toward contest total. Only long term care production will be credited. Single premium payment options will be credited
Read More

Categories: Industry News and National Guardian Life.

LTC COVID-19 Underwriting Guidelines Update

From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
Read More

Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Update to the Premier Underwriting Guide

Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.

All Thrivent LTCi solutions now at your fingertips

Our Materials-at-a-Glance one-pager has live links to the key consumer and producer pieces for both the traditional LTCi solution and CareForward. This piece will auto-update as pieces are revised. Download to your computer, and then click a link to open a document. Materials-at-a-Glance   #goldencareagent #thrivent #careforward
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Thrivent.

Inforce LTCi Rate Adjustments Effective October 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective October 1, 2022: Impacted Policy Forms Impacted States LTC04I Idaho, Maryland, New Hampshire, Texas LTC04I7 Idaho, Maryland, New Hampshire, Texas LTC09M Idaho, Maryland, New Hampshire, Texas LTC06UI Idaho, Maryland, New Hampshire, Texas LTC09U Idaho, Maryland, New Hampshire, Texas LTC04G Idaho, New Hampshire, Texas LT50, NH50, HCA, NHA & LTA Tennessee   For details on yearly rate adjustment percentages, view the supplemental
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Time Service Update

Mutual of Omaha would like to thank you for the business we have received, and continue to receive, due to your partnership! We are committed to keeping you updated on our service times. Our current time service levels are listed below. Please note that business days do not include weekends. Current Long-Term Care Service Levels: Application Entry: Within 3 business days New Business Review: Within 24 hours of receipt Pending Requirements Reviewed: Within 2 business days Approve to Issue Time: Within 2 business days Emails and Phone Calls Returned: Within 24 hours of receipt Tools to Help Here are some
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NEW LTCi Claims Process Video

A long-term care triggering life event can be an emotional and stressful time for clients. Oftentimes, the agent of record is the first phone call an insured or a family member makes. Watch our claims process and best practices video to ensure you know what to expect.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   NEW LTCi Claims Process Video   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Thrivent featured in July issue of Broker World magazine

What goes into the design of a linked-benefit long-term care solution? In the current issue of Broker World magazine, Steve Sperka, Thrivent’s Vice President of Health Products, shares the thought process that goes into creating a linked-benefit policy, using Thrivent’s new CareForward solution as an example to illustrate how certain benefits/riders were designed. You can also see how Thrivent’s traditional LTCi solution stacks up against the competition in Broker World’s annual LTCi survey by clicking here. Read article   #goldencareagent #thrivent #careforward
Read More

Categories: Industry News, Linked Benefit/Hybrids, and Thrivent.

AM Best affirms Thrivent’s A++ rating

AM Best affirms Thrivent’s A++ rating AM Best recently affirmed our A++ (Superior) rating as well as our stable outlook. This is the highest possible rating from the agency. In its review of Thrivent, AM Best recognized our organization for continuing to maintain its balance sheet strength, strong operating performance, favorable business profile and very strong enterprise risk management. In short, Thrivent is strong and stable. We’re here to help our clients achieve financial clarity, enabling lives full of meaning and gratitude. Learn more   AM Best affirms Thrivent’s A++ rating   #goldencareagent #thrivent #ltc
Read More

Categories: Industry News, Long-Term Care, and Thrivent.

The Iconic Mutual of Omaha’s Wild Kingdom Travels Throughout U.S. to Film New Series “Mutual of Omaha’s Wild Kingdom Protecting the Wild”

OMAHA, Neb. (July 6, 2022) – Mutual of Omaha’s Wild Kingdom is back in action and traveling across the U.S. this summer to film a brand new television series, “Mutual of Omaha’s Wild Kingdom Protecting the Wild.” The series, which will debut in January 2023 on RFD-TV and digital channels, will showcase conservation success stories, aiming to inspire the next generation of conservationists. Starting this week, the Wild Kingdom team, including Peter Gros, host of the original show, and local conservation experts, will be making their way across Florida to showcase animal success stories. “We are in the beautiful state of
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).