IULs Designed with Simplicity in Mind

At Mutual of Omaha, we don’t believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Life Protection Advantage, our protection focused IUL, offers coverage projected to age 120 at competitive premiums, and an option to guarantee coverage to age 90. Income Advantage, our accumulation focused IUL, builds competitive cash values* due to its lower charge structure, and has strong index loan provisions. Learn more about our fully-underwritten indexed
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Underwriting Guidelines Available

The Life Insurance Underwriting Guidelines have been updated and are now available to order. All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director.   Updated Underwriting Guidelines Available   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Good news! | Incoming: $250 eGift Card on its way

You’re this close to a $250.00 eGift Card!* GoldenCare just launched a special Medicare Kickoff Incentive program! Beginning October 15th through December 31st, get more from your Medicare sales and watch your eGift Card balance add up! With 6 possible WINS, the more you complete, the closer you are to earning the full $250 eGift Card! And you may already have some to mark as complete!! View full details of our Medicare Kickoff Incentive   #goldencareagent
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Categories: GoldenCare News, Industry News, and Life Insurance.

Administrative Alert: Suspension of informal life applications

Informal applications suspended until further notice It has been quite a year and we are so thankful for the business we’ve received from you. As part of a multi-step effort to manage to the aggressive New Business and Underwriting service standards we have for formal business, Securian Financial will be suspending review of informal life applications until further notice. All informal applications received during this time will be cancelled and the file will not be retained for future review. We understand this may cause some frustration, but we remain committed to delivering high levels of service on formal business. We
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Categories: Industry News, Life Insurance, and Securian.

PROMO TIME! Here’s An Incentive To Drive Your Omaha LTCi Sales

    Introducing GoldenCare’s Q4 2021 LTCi Sales Incentive Growth drives us… Those who grow the most, earn the most! Based on your QUALIFYING PERIOD* production, we’ll pay a CASH BONUS for each qualifying LTC applicant you write with Mutual of Omaha between October 1st and December 31st! The greater your production growth, the larger your Cash Bonus! Click here for complete promotion details.     #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

7702 changes for SecureCare UL

7702 changes go into effect Nov. 1 for SecureCare UL Effective November 1, 2021, the guaranteed interest rate on new SecureCare Universal Life (SecureCare UL) applications will be updated to comply with the Consolidated Appropriations Act of 2021, which lowers the interest rate assumptions used in Section 7702 of the Internal Revenue Code. How will these changes impact SecureCare UL benefits? Long-term care (LTC) benefits: The new guaranteed interest rate will have no impact on the LTC benefit pool. Regardless of whether an applicant receives the old or new guaranteed interest rate, the amount of LTC coverage they receive will
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Categories: Industry News, Life Insurance, and Securian.

Remember Your Why

Throughout September, we’ve encouraged you to take the time to learn your clients’ stories and to help drive home the importance life insurance makes in leaving a lasting legacy for those they care about most. The I Sell Life Insurance card is a wonderful reminder to keep on your desk or in your wallet so you have a reminder of how important the work you do and the products you sell truly are to your clients. To place an order please contact Sales Support at sales.support@mutualofomaha.com. Thank you so much for all the work you do and for all the
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Competitive Premiums and Protection with Life Protection Advantage IUL

Life Protection Advantage IUL not only has competitive premiums, but it’s built to provide your clients with death benefit protection they can depend on. And, qualifying Life Protection Advantage policies come with a Guaranteed Refund Option (GRO) rider—so if your client no longer needs their coverage, there are seven 60-day windows in which they can surrender their policy and receive a refund of premiums (up to 50 percent at the end of year 15 and up to 100 percent at the end of years 20 through 25.) Find out the many ways your client can customize their Life Protection Advantage
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Securian Update: COVID-19 guidelines

COVID-19 new business and underwriting participation guidelines extended through December 31, 2021 Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not
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Categories: Industry News, Life Insurance, and Securian.

Good news! Premium limits are increasing

Higher premium limits for your clients start September 27 Premium limits for Eclipse Protector II Indexed Universal Life (IUL), Eclipse NY with the No Lapse Guarantee Agreement (NLGA) and Eclipse Survivor II IUL with the NLGA will increase September 27, 2021: From the greater of $250,000 or 5x target premium – to the greater of $1 million or 5x target premium Increase limit applies to both new and in force contracts Good news! Premium limits are increasing   #goldencareagent #securian
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Categories: Industry News, Life Insurance, and Securian.