Did You Know? You can avoid these LTCi application pitfalls It’s a jungle out there. There’s a lot for you to remember, and LTCi is a complicated product. And you certainly don’t want to get through the sales process only to have the application declined, postponed, or withdrawn. Mutual of Omaha’s underwriting team offers these tips to help you avoid LTCi application pitfalls: If clients haven’t had a physical and lab work in the past 2 years, there’s no way to know if they’re healthy. Mutual of Omaha will not be able to insure someone who has not met this
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Don’t Miss Out on Extra Summer Cash
Sample our Critical Advantage portfolio this summer and we’ll treat you to some cool cash! You can earn from $150 to $500 just by selling two or more Critical Illness, Cancer and/or Heart Attack Stroke applications. The more, the better. Applications must be submitted and placed between July 1 and August 31, 2020. Here are some good reasons to dig in and give our Critical Advantage portfolio a try. Your clients enjoy: No policy fees Rates based on current age Built-in return of premium on Critical Illness insurance No reduction of benefits at any age Conversion option for children You
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View Upcoming Rate Adjustments for AL, AR, ID, IA, IN, MN, ND, NV, VA, and WY. One Company, One State-Oklahoma Effective 9/1/20 only Med supp applications underwritten by Mutual of Omaha will be accepted for new business. New Rates for Plan F New Business Effective September 1, 2020 there will be new reduced rates on Plan F in Michigan and North Carolina. Dental: Dental Rate Adjustment and New Multi-Policy Discount Exciting news about a rate reduction on our Dental Protection Plan and a multi-policy discount, on our Dental Protection and Preferred plans
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Help Clients Preserve Their Estate with the LTC Rider
Many people work a lifetime to accumulate assets to pave the way for a comfortable retirement and to leave an inheritance for their children. The last thing anyone wants is to see their hard-earned savings depleted to pay for long-term care services. Long-term care services, however, can quickly erode a client’s assets. The Help Preserve Your Client’s Estate sales idea discusses the need for long-term care services. It also includes a case study that examines the impact a life insurance policy with a long-term care rider can have on a client’s estate using two contrasting scenarios. For even more information
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Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).
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Income Advantage, Income Advantage IUL, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, Long-Term Care, long-term care insurance, LTC, LTC Rider, LTCi, mutual of omaha, omaha, and United of Omaha.
Human API Pilot for LTC Applications
Important: This announcement only applies to marketers who do not order their own medical records. Mutual of Omaha is committed to offering you and your clients the tools and resources to make it easy to do business with us. Beginning August 10, 2020, Mutual of Omaha will launch a new pilot with Human API to obtain your clients’ electronic health records as part of our underwriting process. This pilot will include Fully Underwritten Life and Long-Term Care products where ordering of medical records is required. By partnering with Human API, we can provide your clients a simple and secure way
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Watch GTL’s Straight Through Processing in Action
Access GTL Policies within Seconds of Approval! Instantly Issue your Hospital Indemnity policies and get paid quicker with GTL’s online submission platforms! Whether your client meetings are virtual or in-person, GTL’s Straight Through Processing will help instantly deliver your policies online. Watch our short video to see it in action! Watch the Video Visit the Agent Portal Watch GTL’s Straight Through Processing in Action #goldencareagent #gtl
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NGL’s E-APP Is Now Available In California
E-APP now available in California The option to submit applications in California using the E-APP feature is now available, as of July 17. Watch this brief demo on how to easily submit a NGL EssentialLTC long term care application electronically with our E-APP or Upload Documents page. Benefits of using E-APP Safely conduct business from your home. Work with clients nationwide. Share your screen with clients. Efficient and faster application processing. Click here to login to the Agent Resource Center and submit new business. #goldencareagent #ngl
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Premium Not Required For LTC Applications
NEW: PREMIUM NOT REQUIRED FOR APPLICATION SUBMISSION WHEN SUBMITTING INDIVIDUAL LTC APPLICATIONS Effective immediately, Transamerica is pleased to share that cash is no longer required at time of application submission. You may now submit applications without initial premium when submitting individual business. Premium payment will become a delivery requirement. However, for clients that wish to bind coverage, the initial premium* must still be paid when the application is submitted. We hope that this option is of value to your business and your clients when appropriate. For questions or assistance with sales, illustrations, or other matters, please contact the Transamerica LTC
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Thrivent LTCi and Family History of Alzheimer’s
Clarification from Thrivent regarding Family History of Alzheimer’s Thrivent underwrites LTCi based on the applicant’s personal health history, with the exception of Early Onset Alzheimer’s Dementia (EOAD). Please refer to the following EOAD guidelines: EOAD Definition: Both parents diagnosed AD prior to age 65 or death from AD prior to age 70 or a parent plus one additional close relative such as a sibling, or aunt, uncle or grandparent on the side of the affected parent with early onset AD. At age equal to or less than 59 years old, whether or not this member showed any symptoms of cognitive
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Reminder Regarding Enrollment and Signature Methods
Reminder Regarding Enrollment and Signature Methods When applying for SureBridge Supplemental Plans, it is imperative that the correct Enrollment and Signature Methods are selected based on how the agent is conducting the sale. Click here to view a chart that will help you determine which Enrollment and Signature Method should be selected. A valid email address owned and controlled by the customer is always required. A mobile number that accepts text messages is also required for most Signature Methods. The above mentioned chart also indicates when a text-capable mobile number must be provided. Questions? Contact SureBridge Producer Support by calling
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