Flexibility for the Future with the Guaranteed Refund Option Rider

Life changes – and sometimes your client’s life insurance needs will change too. With a fully-underwritten IUL policy from United of Omaha, your clients receive the protection they need today and, through the Guaranteed Refund Option rider, they also have flexible options for the future. It’s an exit strategy that puts your clients in control. Review this Guaranteed Refund Option flyer to see how this solution can work for your clients.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Flexibility for the Future with the Guaranteed Refund
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Ramp Up Your IUL Express Sales

Promote Indexed Universal Life Express (IUL Express) to your prospective clients with this mailer. It explains how IUL EXpress offers protection that lasts in addition to these other product features: Potential to accumulate a cash value, which can help extend the policy’s death benefit or allow you to reduce – or even stop – future premium payments Comes with living benefit riders that allow you to access a portion of the death benefit while you are still alive if you become terminally, chronically or critically ill No health exams required (no samples to provide or needles to endure) Order today
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Rises to the Top for IUL

We are excited to announce that Mutual of Omaha has been named “Best Indexed Universal Life Insurance” by Investopedia and also received the earning of “Best for Indexed Universal Life Insurance” by Forbes Advisor. What Makes Mutual of Omaha’s IUL products stand out? Investopedia chose Mutual of Omaha policies because we offer the utmost flexibility in our indexed universal life products, which allows customers to buy coverage that best suits their individual goals. Additionally, we have excellent financial strength ratings. Forbes Advisor stated that Mutual of Omaha offers the best combination of high ratings for financial strength, competitive internal policy
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

IULs Designed with Simplicity in Mind

At Mutual of Omaha, we don’t believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Life Protection Advantage, our protection focused IUL, offers coverage projected to age 120 at competitive premiums, and an option to guarantee coverage to age 90. Income Advantage, our accumulation focused IUL, builds competitive cash values* due to its lower charge structure, and has strong index loan provisions. Learn more about our fully-underwritten indexed
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Underwriting Guidelines Available

The Life Insurance Underwriting Guidelines have been updated and are now available to order. All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director.   Updated Underwriting Guidelines Available   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Occupation Question in e-App

The occupation question for Indexed Universal Life Express (IUL Express) and Term Life Express (TLE) e-Applications will now feature a pick-list format with clarifying questions. When an occupation is selected from the pick-list any associated clarifying questions will populate and you will receive an instant underwriting decision based on the answer(s) given. If “Other Occupation” is selected, no clarifying questions will populate. Below is a screenshot of the new format:   If you have questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083.   Updated Occupation Question in e-App   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

IUL Express Product Guide

Our IUL Express product offers simplified underwriting, the potential to earn cash value in addition to a death benefit, a zero percent floor, and an Easy Solve quoting option. This product guide provides a detailed look at each of these features. Protect your client’s memorable moments even faster, with IUL Express.   If you have questions, please contact your Account Executive or Sales Director.   IUL Express Product Guide   #goldencareagent #mutualofomaha #unitedofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

IUL Express: Protection that Lasts

IUL Express is a unique product that can protect your clients throughout their lifetime. It offers the potential to accumulate cash value, includes living benefit riders, and features a simple application process with no health exam. Send this self-mailer to potential clients to highlight the features of IUL Express. Contact our Sales Support team below for customization. Sales Support Phone: (800) 693-6083 Email: sales.support@mutualofomaha.com Mon. to Fri. 8:00 a.m. – 5:00 p.m. (CT) IUL Express: Protection that Lasts   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Close the Sale Faster with Automated Underwriting

With Automated Underwriting, you receive a point-of-sale decision day or night with your clients. The process is simple — use the iPipeline iGO e-App on your IUL Express, Living Promise, and Term Life Express applications and it will automatically go through Automated Underwriting. Looking for e-App training, or simply want to understand the process better? Check out our e-App training videos. They walk you through each step of the process – or you can skip ahead to the specific section you need. IUL Express Living Promise Term Life Express Find these helpful resources and more on mutualofomaha.com/simple. No need to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Who is the IUL Express Client?

People often ask us who this product is designed for or who the target market is. The truth is, the IUL Express product is versatile. It is flexible enough to work for a wide variety of your clients’ needs, but it’s one thing for us to say it and another thing for us to demonstrate it. So, we asked one of our sales directors to pull a random sampling of 10 cases all placed in one single day. Even we were surprised by the flexibility of the IUL Express product. Watch this short IUL Express video to see what we
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).