Three Express Solutions – Which Should Your Client Choose?

At United of Omaha, we offer a variety of Express life insurance solutions. While each solution is a little different, they all have one thing in common – they all use simplified underwriting. Simplified underwriting means: No blood or urine No paramed exam No lengthy health inquiries This simplified process makes our Express portfolio ideal for clients who are looking to get coverage issued quickly. When it comes to the individual product solutions, it’s important to know the features and benefits of each product. Use our side-by-side comparison of Indexed Universal Life Express, Guaranteed Universal Life Express, and Term Life
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Automated Underwriting – Our Instant Decision Solution

The application process for our Term Life Express and Living Promise Whole Life Insurance products is simple – no medical exam and only a few health questions. But did you know when you complete the application using our e-Application you will receive an instant underwriting decision? Automated Underwriting, our instant decision solution, provides you an underwriting decision in minutes, if not seconds, while you are completing the application with your client. New to our e-Applications? Check our our producer training videos below. You can select just the chapters that you need assistance on, or if you are brand new, watch
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Critical Advantage Has Express and Simplified Underwriting

With the products in the Critical Advantage Portfolio, your clients get coverage that pays a lump-sum benefit upon diagnosis of a covered condition. It also offers two underwriting options to give your clients the benefits they need fast. It also means you get paid fast. Express underwriting for Critical Advantage products covers benefit amounts from $10,000 to $50,000. It has simple yes/no knock-out questions to make applying easy and fast. Simplified underwriting is for benefit amounts from $51,000 to $100,000. Simplified underwriting also has simple yes/no knock-out questions in addition to a MIB, Pharmaceutical inquiry and possible telephone interview. No
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).