Attention: insurance license scam alert We’ve received a notice from the Department of Insurance concerning an insurance license scam. We wanted to make you aware of this situation: Scam artists are identifying themselves (primarily by phone) as Department staff/investigators and notifying life insurance agents (i.e., the licensee) that they are under investigation, and that their license may be suspended or revoked, or that an arrest warrant has been issued in the licensee’s name. They will then request money to “resolve the problem.” If you suspect any fraud, please call the main line of the Department of Insurance. Please stay vigilant
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Underwriting Options for Critical Advantage Portfolio Products
Mutual of Omaha’s Critical Advantage Portfolio offers limited underwriting across all three products, which means you can offer a streamlined application experience for your clients. General Underwriting Guidelines Express (benefit amounts of $10,000 to $50,000) Simplified (benefit amounts of $51,000 to $100,000) Learn more about the simple underwriting process and options available in the Critical Advantage Product and Underwriting Guide. If you have any questions, please contact Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Underwriting Options for Critical Advantage Portfolio Products #goldencareagent #mutualofomaha
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Lumico: Clear Advantages for you and your clients.
∞ NO LIMIT TO HOW MUCH YOU EARN $100 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP Qualify with just three applications in a month. Valid January, February and March 2022. Clear Advantages for you and your clients. (Q1 2022) Lumico — Insurance Made Clear. #goldencareagent #lumico
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Did You Know? Critical Illness Return of Premium
Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. Premiums they’ve paid minus any policy benefits they’ve received will be refunded to a beneficiary upon their death. They get the coverage they want with the peace of mind they need. Learn how to position the return of premium rider with consumers in this helpful Sales Idea Flyer. Critical Advantage – A Simple Concept #goldencareagent #mutualofomaha
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Critical Advantage – A Simple Concept
Mutual of Omaha’s Critical Advantage products pay a lump-sum benefit upon diagnosis so the insured knows the benefit amount available at claim. The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year, which means that nearly every client knows someone who has been touched by these conditions. We have multiple tools to help you get to know the products and help you start those important conversations. First, start with the Product and Underwriting Guide to get to know the products and their benefits. Then, take a look at all of
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Critical Advantage Available in New Hampshire Dec. 1, 2021
Mutual of Omaha Insurance Company’s Critical Advantage Portfolio products are once again available for sale in New Hampshire. Due to state regulations, Critical Advantage sales in New Hampshire were previously suspended. Effective December 1, 2021, Critical Illness Insurance, Cancer Insurance and Heart Attack & Stroke Insurance are again available in the state of New Hampshire. Please note that Term Period Coverage and the Cash Value Rider are not available in New Hampshire. The e-App is available as of December 1, 2021 and paper applications can be ordered via your normal ordering channels. Marketing materials will be available mid-December. Critical
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The In’s and Out’s of the Critical Advantage e-App
E-Applications offer many advantages. The Critical Advantage e-App is no different. Here’s just a few: Ensures your application is completed in its entirety before you submit it Allows you to complete the application in good order Ensures you’re using the right forms Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time Allows you to choose your method of signature collection – e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Allows you to quote a premium and complete an application at the same time However, the e-App can take
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Important: 2 quick housekeeping reminders!
Two quick housekeeping reminders! Save these important phone numbers for Lumico support Agency Services and eApp Support: 833-866-9741 Licensing and Supplies: 855-972-2782 Claims, Underwriting, New Business, Commissions and Customer Service: 855-774-4491 Ensure paper apps are submitted in good order We want to make sure that you’re submitting guaranteed issue and fully underwritten Med Supp paper applications in good order. When submitting these apps, please complete and include the Authorization for Release of Personal and Medical Information form. This will help ensure a successful submission and not delay processing time. Thank you! Lumico Team Lumico — Insurance Made Clear.
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Washington State Sales Reminder | Holiday Hours
State of Washington LTC sales resume with limitations. Quote software updated to reflect WA limits. Beginning Nov. 20, Thrivent is once again accepting long-term care (LTC) applications for the state of Washington. What you need to know The $3,000 minimum monthly benefit that was in place immediately prior to suspension of Washington LTC sales will remain. The minimum contract holder age will go back to age 18. Because we cannot make the effective date a date other than the application date or issue date, LTC contracts sold in Washington going forward will not be eligible for the Washington Cares Act
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Resuming Washington state sales on 11/20
State of Washington long-term care applications accepted starting Nov. 20 Starting Nov. 20, we will once again begin accepting long-term care (LTC) applications for the state of Washington. What you need to know The $3,000 minimum monthly benefit that was in place immediately prior to suspension of Washington LTC sales will remain. The minimum contract holder age will go back to age 18. Because we cannot make the effective date a date other than the application date or issue date, LTC contracts sold in Washington going forward will not be eligible for the Washington Cares Act exemption. On November 20,
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