Mutual of Omaha’s Critical Advantage Portfolio offers policies with a number of flexible benefits and options. Within the portfolio, we offer three different policies. While these policies may be different from one another, they all offer coverage that will allow your clients to quickly see their value. Below is a list of each policy, some of its features, and how they differ from one another. Critical Illness Issue Ages — 18-64 or 18-54 (Term) Base Benefit — Lump-sum payment, Return of Premium upon Death, No Reduction of Benefits at any age 100% Covered Conditions — Internal Cancer or Malignant Melanoma,
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Critical Advantage Products & Underwriting Process
There are many sales ideas, training materials, and videos to look through regarding our Critical Advantage products. However, reading through our detailed Product and Underwriting Guide will provide a better understanding of how many different products fall under Critical Advantage, our speedy underwriting process, and how to properly complete an application. Critical Advantage Products & Underwriting Process #goldencareagent #mutualofomaha
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Marketing Tools for Success
The products in the Critical Advantage Portfolio cover a broad range of conditions that affect millions of Americans each year. We have the marketing tools you need to start the conversations with your clients. We offer a great mix of producer use only material and consumer facing material which are all available though Sales Professional Access and our usual ordering channels. This flyer helps to sort out producer & consumer materials and how to use them. For example, our agent-facing Product and Underwriting Guide is your comprehensive resource for everything Critical Advantage. If you have any questions, please contact
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Our Critical Advantage e-App is Easy to Use
The Critical Advantage℠ Portfolio e-Application is easily accessible on Sales Professional Access (SPA) under the Electronic Applications link. We have also provided a Quick Start Guide to help you submit your Critical Advantage applications online. Reasons to Use the e-Application Allows you to quote a premium and complete an application at the same time You’re always using correct forms and your applications are completed in good order Provides a paperless “green” experience Simple e-signature process Auto-save functionality A dashboard shows all applications in process Save time- assures application is in good order at the time of submission Our Critical Advantage
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Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
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February is American Heart Month
There are so many ways to celebrate American Heart Month this year, as focusing on your heart health may be more important now than ever before. When we take care of our hearts as part of our self-care, we set an example for those around us to do the same. One of the best ways to protect your client’s heart this year is by helping them sign up for Heart Attack/Stroke Insurance with Mutual of Omaha. Upon diagnosis of a heart attack, a check is sent to your client, not the health care provider. No receipts or medical bills necessary!
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Save Time and Use an e-Application
The Critical Advantage℠ Portfolio e-Application is easily accessible on Sales Professional Access (SPA) under the Electronic Applications link. Take advantage of this convenient and fast way to submit your applications for Critical Illness, Cancer and Heart Attack and Stroke products. Reasons to Use the e-Application Allows you to quote a premium and complete an application at the same time You’re always using correct forms and your applications are completed in good order Provides a paperless “green” experience Simple e-signature process Auto-save functionality A dashboard shows all applications in process Saves time- assures application is in good order at the time
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High Deductible Health Insurance
If you’re like many other Americans, you chose a high deductible health care plan to keep premiums affordable. When you’re loved one is diagnosed with a serious illness, there can be a costs beyond what traditional health insurance covers. When high deductibles wreak havoc on your wallet, our Critical Advantage Portfolio will help pay for out of pocket expenses like: Treatment Travel Child Care Groceries Start selling today! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. High Deductible Health Insurance #goldencareagent #mutualofomaha
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New application for Critical Advantage in Virginia
Effective, December 24th, 2020 the following changes will be made to the Critical Advantage application underwriting questions. With these changes, clients who previously were ineligible for coverage, may now qualify. Changes to the application: Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Enhanced diabetes question Critical Illness application Changed the cancer look back
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Protect Your Clients When They Need It Most
The Critical Advantage Portfolio can help clients paying for plans with high deductibles. Critical Illness Insurance, Cancer Insurance and Heart Attack/Stroke Insurance offer a lump sum cash payment upon diagnosis of a covered condition. Those conditions include, but are not limited to: Heart Attack Stroke Alzheimer’s Disease Kidney Failure Blindness Deafness Plus, the coverage has no elimination period, so your clients get paid right away. Check out how this valuable coverage can help your client when they need it most. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.
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Critical Advantage® Portfolio FAQ’s
Take advantage of our convenient and fast way to submit your Critical Illness, Cancer and Heart Attack/Stroke applications by using our Critical Advantage e-Application. It’s easily accessible on Sales Professional Access (SPA). Can you run a quote, choose the order in which to complete the applications or quickly get to the sections of the e-App that are incomplete? Find out the answers to those questions and more FAQ’s by clicking here. Need to know if the e-App will edit any mistakes you entered? We can help with that too! If you have any questions, please contact your Mutual of
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