Save Time and Save Paper with GTL’s Digital Product Brochures

Now you can flip through product brochures right from your phone, tablet or web browser!   View GTL’s Digital Bookshelf     Click below to view the digital product brochure. Advantage Plus Elite Advantage Plus Precision Care Recover Cash Short Term Home Health Care Heritage Plan iGap Cancer, Heart Attack and Stroke Medicare Supplement Home Care Secure Home Life Secure     Contact GTL’s Sales Support with any questions at (800) 323-6907, or email agency@gtlic.com.   #goldencareagent #gtl
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Life Insurance, Medicare Supp./Adv., and Short-Term Care.

LTC New Business Rate Refresh and Benefit Changes in California

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. In 2020, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective April 1, 2022, we will be implementing these changes in California. Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by referring to the quoting software beginning April 1,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GTL’s Hospital Indemnity Insurance vs The Competition

GTL’s new Advantage Plus® Elite Hospital Indemnity Insurance has a potent one-two punch! Couple GTL’s fast, transparent claim processing with over 16 years of developing innovative hospital indemnity benefits, and it’s clear that Advantage Plus Elite continues the champion legacy in the senior hospital indemnity industry! See below for details on how GTL’s Advantage Plus Elite knocks out the competition: Base Benefits Advantage = GTL   FEATURES GTL SIMILAR COMPETITOR OFFERINGS Daily Hospital Confinement 1-Day Benefit Period $1,000 – $2,500 ($10 Increments) 6 – 10, 21 or 31 Day Benefit Period $100 – $600 ($25 Increments) 3 – 10, 15
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

View GTL’s Upcoming Webinars Now Right on the e-App

Now you can view and register for GTL’s upcoming webinars right on the e-App!     Now longer do you have to keep an eye out for our emails highlighting our upcoming webinars! The new Training Webinars banner on the home screen of the Agent Portal and e-App will take you to a list of our publicly available upcoming webinars. From there, you will be able to register for the webinar you want and even join from the same screen. Log in to the Agent Portal     Contact GTL’s Sales Support with any questions at (800) 323-6907, or email
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Quickly and Securely Upload GTL Paper Applications

A New Way to Submit GTL Paper Applications Looking for another way to submit paper new business? Upload GTL paper applications by using the new secure upload feature on GTLink!   Log in to the Agent Portal     This new functionality is secure, quick and easy to use! Here’s how it works: Log into GTL’s Agent Portal or e-App. Click the Access GTLink button on the home screen. Select the new Submit Paper New Business icon on GTLink. Choose or drag your paper application files in the dotted area. Scan or take pictures of your paper applications in order
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Making a Case for Return of Premium

Return of premium riders often are misunderstood. Sure, they may add to the cost of a policy. On the other hand, they can be just what a client needs to feel comfortable making a buying decision. With three return of premium options available on Mutual of Omaha’s MutualCare® Custom Solution policy, you are sure to find one that can turn a skeptical prospect into a confident customer. Read the Sales Idea to learn more.   Making a Case for Return of Premium   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Encourage Clients to Purchase LTCi Now, Not Later

Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Sales Idea: Buy-Up Option

People want to be sure the long-term care policy they purchase today will be adequate to help pay for the services they need in the future. Many state partnership programs have lowered the inflation protection requirement to 1 percent. That allows you to offer your clients the affordability of a low inflation protection option while ensuring their policy remains partnership qualified. The MutualCare® Custom Solution policy includes a buy-up option that allows insureds to increase their inflation protection percentage once each year. View the Sales Idea to learn more.   LTC Sales Idea: Buy-Up Option   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Long-Term Care Application Tips

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC New Business Rate Refresh and Benefit Changes for Additional States (NY, MT)

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective November 1, 2021, we will be implementing these changes in two additional states. Impacted States Montana and New York Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).