Scenario: You’re sitting with clients, having established the need for long-term care insurance. They’re interested in coverage and inquiring about cost, so you begin building a plan in the MutualCare® Solutions software. Your clients appear healthy, although a little heavy. And they mention they’re taking a medication.
How can you quickly determine whether build or medication(s) will be an issue?
Don’t worry about searching for your Underwriting Guide booklet, or even pausing to make a phone call. You can use the Underwriting Guide within the software to answer these kinds of questions!
In the upper-right corner, click the “Guide” button. An image of Mutual of Omaha’s latest Product & Underwriting Guide* will appear. Simply click to open the full PDF.
Administrative information, the build chart, uninsurable health conditions, uninsurable medications, Preferred rate criteria, and even application submission guidelines can be found within the guide!
* The latest update to the MutualCare® Solutions software was in mid-August, moving to v3.50.0.0. The Underwriting Guide within the software had been updated to reflect the changes that took effect 8/14/2017.
If you don’t have the MutualCare® Solutions software, download it here.
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> Related: MutualCare Solutions Product and Underwriting Guide Updates
